Senior Credit Risk Analyst
4 days ago
Job Title: Senior Credit Risk Analyst
Job Summary:
IQ Risk is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will be responsible for underwriting new business applications and credit limit increase requests, delivering timely decisions within SLA and in accordance with Credit Risk Policy.
Key Responsibilities:
- Underwrite new business applications and credit limit increase requests, delivering timely decisions within SLA and in accordance with Credit Risk Policy.
- Review historic credit decisions based on irresponsible lending complaints from customers and provide summaries and recommendations to the complaints team.
- Clearly articulate and document the rationale for all decisions made.
- Ensure that all customers receive the same high level of service & communications are clear.
Requirements:
- Minimum 3 years in experience of underwriting Consumer Credit
- Good knowledge of the consumer credit industry and of the consumer credit customer life cycle.
- Awareness of regulatory requirements and of the FCA Handbook.
- Ability to use multiple sources of information to make informed, judgemental decisions.
- Very Good oral and written communication skills.
- Able to work independently with minimal supervision.
- Proficient IT skills and competent in Microsoft Office
About IQ Risk:
IQ Risk is an equal opportunities employer and we welcome applications from all suitably qualified persons regardless of age, disability, gender, religion/belief, race, marriage, civil partnership, pregnancy, maternity, sex or sexual orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process.
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