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Senior Credit Risk Analyst
2 months ago
InterQuest Group is delighted to be working with one of the world's largest online retailers to help support with the recruitment of a Senior Credit Underwriter.
Role Responsibilities:- Underwrite new business applications and credit limit increase requests, delivering timely decisions within Service Level Agreements (SLA) and in accordance with Credit Risk Policy.
- Review historic credit decisions based on irresponsible lending complaints from customers and provide summaries and recommendations to the complaints team.
- Clearly articulate and document the rationale for all decisions made.
- Ensure that all customers receive the same high level of service & communications are clear.
- Minimum 3 years in experience of underwriting Consumer Credit
- Good knowledge of the consumer credit industry and of the consumer credit customer life cycle
- Awareness of regulatory requirements and of the FCA Handbook
- Ability to use multiple sources of information to make informed, judgemental decisions
- Very Good oral and written communication skills
- Able to work independently with minimal supervision
- Proficient IT skills and competent in Microsoft Office
