Senior Credit Risk Analyst

3 weeks ago

Bradford, Bradford, United Kingdom Vanquis Bank Full time
About the Role

We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Vanquis Banking Group. As a Senior Credit Risk Analyst, you will play a critical role in developing, implementing, and optimising Acquisition Strategies for VBG.

Key Responsibilities
  • Develop accurate, statistically validated credit risk models while supporting all aspects of the agreed model build, validation, and governance process.
  • Evaluate the quality of the data and communicate any issues with interpretation of subsequent analyses.
  • Support research for potentially new credit risk modelling improvements, regulatory recommendations, and techniques.
  • Evaluate the business impact of proposed new model implementations through sensitivity analysis of parameters used in capital calculations.
  • Support the regular reporting and monitoring required to ensure that all models remain appropriate for the portfolio.
  • Support the team when preparing for the internal approval of credit risk models.
  • Support the team to ensure that the model and all impacts of model developments/changes are fully documented, communicated, understood, aligned, and approved by the impacted Business Units and Heads of Risk.
  • Participate in Credit Risk Modelling governance and technical forums where required.
  • Adhere to the FCA Senior Manager Conduct rules.
Requirements
  • Exceptional quantitative skills, including credit analytics.
  • Practical application of statistical modelling techniques.
  • Evaluation of data quality.
  • Development of new credit risk modelling improvements, regulatory recommendations, and techniques.
  • Experience in consumer credit, preferably in the sub-prime or online lending sector.
  • Experience of corporate governance frameworks.
  • Coding expertise or other transferable skills.
What We Offer

We offer a competitive salary, benefits, and a Group-wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months' service, you can join our 'Save as you Earn' and 'Buy as you Earn' schemes.

We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we'll help you settle into your new role and are happy to talk to you about your career aspirations.

Equal Opportunity Statement

Here at Vanquis Banking Group, we embrace everyone's unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible.

  • Credit Risk Analyst

    7 days ago

    Bradford, Bradford, United Kingdom Freemans Grattan Holdings Full time

    About the roleWe are seeking a skilled Credit Risk Analyst to support our business in the management of credit risk, maximising sales opportunities while controlling bad debt losses and ensuring continued compliance with consumer credit regulations.This is a hybrid role, working at least 2 days in the office with the remainder from home.Key...

  • Senior Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will play a critical role in developing and implementing credit risk models to support our business growth.Key ResponsibilitiesDevelop and maintain accurate and statistically validated...

  • Senior Credit Risk Analyst

    4 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will play a critical role in developing and implementing credit risk models to support our business growth.Key ResponsibilitiesDevelop and maintain accurate and statistically validated...

  • Lead Credit Risk Analyst

    4 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystJob Summary:We are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will be responsible for developing and implementing strategies to mitigate credit risk and ensure the integrity of our lending decisions.Key...

  • Lead Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystJob Summary:We are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will be responsible for developing and implementing strategies to mitigate credit risk and ensure the integrity of our lending decisions.Key...

  • Lead Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystWe are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will be responsible for developing and implementing strategies to mitigate credit risk and ensure the integrity of our lending decisions.Key Responsibilities:Develop and...

  • Lead Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystWe are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a key member of our credit risk management team, you will be responsible for developing and implementing strategies to mitigate credit risk and ensure the integrity of our lending decisions.Key Responsibilities:Develop and...

  • Lead Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystJob Summary:We are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a Lead Credit Risk Analyst, you will be responsible for developing and implementing credit risk strategies to ensure the bank's lending decisions are accurate and appropriate.Key Responsibilities:Develop expert...

  • Lead Credit Risk Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystJob Summary:We are seeking a highly skilled Lead Credit Risk Analyst to join our team at Vanquis Banking Group. As a Lead Credit Risk Analyst, you will be responsible for developing and implementing credit risk strategies to ensure the bank's lending decisions are accurate and appropriate.Key Responsibilities:Develop expert...

  • Lead Credit Risk Analyst

    2 weeks ago

    Bradford, Bradford, United Kingdom Vanquis Bank Full time

    Job Title: Lead Credit Risk AnalystLocation: London, Bradford, Chatham, or PetersfieldJob Type: Full-timeSalary: CompetitiveClosing Date: Not specifiedAbout the Role:We are seeking an experienced Lead Credit Risk Analyst to join our team. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk...

  • Senior Fraud Risk Manager

    2 weeks ago

    Bradford, Bradford, United Kingdom MERJE Full time

    Fraud Strategy and Operations LeadAt MERJE, we are seeking a highly skilled Fraud Strategy and Operations Lead to join our team. As a key member of our fraud prevention team, you will be responsible for designing, implementing, and monitoring fraud and AML strategies to support our business with the management of risk.Key Responsibilities: Identify emerging...

  • Risk Management Specialist

    2 weeks ago

    Bradford, Bradford, United Kingdom MERJE Full time

    Fraud Strategy Manager RoleOur client is seeking a Fraud Strategy Manager to develop and implement effective fraud and AML strategies, ensuring the business manages risk effectively. The ideal candidate will identify emerging fraud trends, risks, and opportunities.Design, maintain, and monitor the firm's fraud and AML strategies across the credit...

  • Risk Management Specialist

    2 weeks ago

    Bradford, Bradford, United Kingdom MERJE Ltd Full time

    Fraud Strategy Manager RoleWe are seeking a skilled Fraud Strategy Manager to join our team at MERJE Ltd. The successful candidate will be responsible for designing, implementing, and monitoring Fraud and AML strategies to support the business with risk management.Develop and maintain the firm's Fraud and AML strategies across the credit lifecycle.Lead the...

  • Technology Governance Risk Compliance Analyst

    4 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology GRC AnalystYorkshire Water is seeking a skilled Technology GRC Analyst to join our team. As a key member of our organization, you will play a crucial role in ensuring the effective governance, risk management, and compliance of our technology systems.Key Responsibilities:Develop and implement technology governance frameworks to ensure...

  • Technology Governance Risk Compliance Analyst

    4 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology GRC AnalystYorkshire Water is seeking a skilled Technology GRC Analyst to join our team. As a key member of our organization, you will play a crucial role in ensuring the effective governance, risk management, and compliance of our technology systems.Key Responsibilities:Develop and implement technology governance frameworks to ensure...

  • Technology Governance Risk and Compliance Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology Governance Risk and Compliance AnalystYorkshire Water is seeking a highly skilled Technology Governance Risk and Compliance Analyst to join our Information & Cyber Security team. As a key member of our team, you will play a crucial role in ensuring the effective management of technology risks and compliance with regulatory...

  • Technology Governance Risk and Compliance Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology Governance Risk and Compliance AnalystYorkshire Water is seeking a highly skilled Technology Governance Risk and Compliance Analyst to join our Information & Cyber Security team. As a key member of our team, you will play a crucial role in ensuring the effective management of technology risks and compliance with regulatory...

  • Technology Governance Risk and Compliance Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology Governance Risk and Compliance AnalystYorkshire Water is seeking a highly skilled Technology Governance Risk and Compliance Analyst to join our Information & Cyber Security team. As a key member of our team, you will play a crucial role in ensuring the effective management of technology risks and compliance with regulatory...

  • Technology Governance Risk and Compliance Analyst

    3 weeks ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology Governance Risk and Compliance AnalystYorkshire Water is seeking a highly skilled Technology Governance Risk and Compliance Analyst to join our Information & Cyber Security team. As a key member of our team, you will play a crucial role in ensuring the effective management of technology risks and compliance with regulatory...

  • Technology Governance Risk and Compliance Analyst

    1 month ago

    Bradford, Bradford, United Kingdom Yorkshire Water Full time

    Job Title: Technology Governance Risk and Compliance AnalystYorkshire Water is seeking a skilled Technology Governance Risk and Compliance Analyst to join our Information & Cyber Security team. As a key member of our team, you will play a vital role in ensuring the effective management of technology risks and compliance across the organization.About the...