Credit and Risk Manager

4 weeks ago


Clayton le Moors, Lancashire, United Kingdom Frasers Group Full time

About the Role

We are seeking a highly skilled Credit and Risk Manager to join our team at Frasers Group. As a key member of our operational credit and fraud team, you will be responsible for leading the successful delivery of our credit and fraud plan, maximising performance and minimising financial loss.

Key Responsibilities

  • Leading, managing and monitoring the credit and fraud operational plan to ensure effective delivery of department targets and objectives.
  • Contributing to and supporting the development and delivery of our credit, application fraud and account level fraud strategies to optimise loss prevention and minimise risk.
  • Leading, managing and developing the performance and potential of the credit and fraud team.
  • Leading and driving adherence to all governance, risk and compliance standards across credit and fraud teams, delivering a consistent and quality service.

Requirements

  • Experience of working within the financial services sector with particular experience in credit underwriting, application fraud and/or account level fraud.
  • Extensive experience of working and delivering in a regulated environment.
  • Excellent working knowledge of financial standards and guidelines – e.g. FCA, TCF, Data Protection.
  • Delivery and customer focussed.
  • Experience of leading, managing and maximising the performance of others.
  • Ability to plan and prioritise effectively to meet changing priorities and demands.
  • Ability to interpret data and information to highlight opportunities and minimise risk.
  • Experience of risk management and controls.
  • Excellent communication and engagement skills.
  • Proven track record in effective facilitation and communication at multiple levels.
  • Is commercially astute.
  • Ability to engage and influence stakeholders at an appropriate level.
  • Is analytical, pragmatic and systematic in approach to problem solving.

What We Offer

Along with our benefits package, we also offer a wide range of perks for our colleagues, including Frasers Champion, Fearless 1000, Frasers Festival, CEO Sessions, Retail Reconnect, Frasers Fit and Retail Trust.



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