Credit and Risk Management Leader
4 weeks ago
Job Title: Credit and Risk Management Leader
About the Role:
We are seeking a highly skilled Credit and Risk Management Leader to join our team at Frasers Group. As a key member of our credit and fraud team, you will be responsible for leading the successful delivery of our operational credit and fraud plan, maximising performance and minimising financial loss.
Key Responsibilities:
- Leading, managing and monitoring the credit and fraud operational plan, ensuring effective delivery of department targets and objectives
- Contributing to and supporting the development and delivery of our credit, application fraud and account level fraud strategies to optimise loss prevention and minimising risk
- Leading, managing and developing the performance and potential of the credit and fraud team
- Leading and driving adherence to all governance, risk and compliance standards across credit and fraud teams, delivering a consistent and quality service
Requirements:
- Experience of working within the financial services sector with particular experience in credit underwriting, application fraud and/or account level fraud
- Extensive experience of working and delivering in a regulated environment
- Excellent working knowledge of financial standards and guidelines – e.g. FCA, TCF, Data Protection
- Delivery and customer focussed
- Experience of leading, managing and maximising the performance of others
- Ability to plan and prioritise effectively to meet changing priorities and demands
- Ability to interpret data and information to highlight opportunities and minimise risk
- Experience of risk management and controls
- Excellent communication and engagement skills
- Proven track record in effective facilitation and communication at multiple levels
- Is commercially astute
- Ability to engage and influence stakeholders at an appropriate level
- Is analytical, pragmatic and systematic in approach to problem solving
About Us:
Frasers Group is a leading retail company that is rethinking the retail experience through digital innovation and unique store experiences. We are committed to serving our consumers with the world's best sports, premium and luxury brands globally.
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