Senior Credit Risk Manager

2 days ago


London, Greater London, United Kingdom Chamberlain Career management Full time
Job Title: Senior Credit Sanctioner

Join Chamberlain Career Management, a leading provider of career development solutions, as we seek a highly skilled Senior Credit Sanctioner to join our team.

About the Role:

We are looking for a seasoned credit risk professional to support the Head of Business Support and Recoveries in implementing and delivering the Bank's Problem Debt Management Strategy. The successful candidate will have significant experience in senior credit risk roles, with a proven track record of debt restructuring, work-out, and insolvency case management.

The ideal candidate will have a strong understanding of regulatory frameworks, including Conduct and Compliance requirements, and excellent analytical skills, with a working knowledge of risk control systems, processes, and reporting.

As a Senior Credit Sanctioner, you will be responsible for reviewing and challenging the work of individual Work-Out and Recoveries Managers, exercising delegated credit authority to approve restructuring proposals, and collaborating with senior credit officers to identify and transfer lending assets that are causing concern.

Key Responsibilities:
  • Support the Head of BS&R in designing and executing the Bank's problem debt management and workout/recovery capability;
  • Provide expertise and input into building governance and controls within the Business Support function, including policies and frameworks;
  • Ensure the operating model with 1LOD business units is clear and transparent, with appropriate reporting;
  • Deputise for or support the Head of BS&R at Credit Committee, Watch Forum, or other senior level forums;
  • Support the Head of BS&R in developing and maintaining strong, positive, and open working relationships with key stakeholders in both the First and Second Lines of Defence;
  • Work with other Second Line Senior Credit Officers to ensure problem exposures are identified at an early stage, correctly added to the Watch List, and formally handed over to BS&R in line with agreed triggers;
  • Support activities aimed at capturing data for regulatory reporting obligations;
  • Act as the Senior Credit Sanctioner within BS&R, challenging and approving credit proposals related to Watch List assets within delegated authority;
  • Review and countersign proposals being submitted to TCC or BTCC in the absence of the Head of BS&R;
  • Deploy work-out and risk management techniques to ensure individual BS&R team members are managing their portfolios effectively and in a way that offers the best outcome for both the Bank and its delinquent customers;
  • Undertake regular and random assurance testing of credit decisions taken by individual BS&R managers, reporting outcomes to the Head of BS&R and/or Credit Committee as appropriate;
  • Be an open and accessible source of technical guidance to all staff within BS&R, providing formal and informal training on credit and problem loan management issues.
About You:
  • Significant experience in senior credit risk roles;
  • Previous hands-on experience of debt restructuring, work-out, and insolvency case management;
  • Experience of Real Estate Finance (investment and development) essential, with experience of lending to SME trading businesses, Asset Finance, Block Discounting, Bridging Finance, and Wholesale Financing desirable;
  • Extensive experience of working with senior executives and the Board, both internally and externally;
  • Strong awareness of regulatory frameworks, including Conduct and Compliance requirements;
  • Proven analytical skills, with a working knowledge of risk control systems, processes, and reporting;
  • Excellent interpersonal skills, including the ability to provide training and mentoring, and to engage directly with clients facing stressed trading conditions;
  • Strong leadership capabilities, with the ability to communicate and collaborate effectively with both risk and front-line relationship teams.
What's on Offer:
  • A competitive basic salary, plus a strong benefits package, and annual discretionary bonus;
  • Flexible working, with up to 50% of your time working from home;
  • The opportunity to work for an established, growing, and successful challenger bank;
  • Career opportunities for ambitious, strong performers, as the bank continues to grow;
  • A meritocracy that empowers people, encourages learning and growth, values diversity, and celebrates success.


  • London, Greater London, United Kingdom Lawton Senior Living Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our growing Credit Portfolio Management team at Lawton Senior Living. As a key member of our team, you will play a critical role in owning and managing a portfolio of merchants, using your expertise to carefully balance risk and reward.Key ResponsibilitiesAssess Business Risk:...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Job Summary:The successful candidate will hold first line credit approval and manage credit exposure across a portfolio of non-bank financial institution (NBFI) clients, encompassing derivatives, financing, and direct lending products.Key Responsibilities:Manage credit exposure across a portfolio of NBFI clients, including real money funds, regulated funds,...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Job Summary:The successful candidate will hold first line credit approval and manage credit exposure across a portfolio of non-bank financial institution (NBFI) clients, encompassing derivatives, financing, and direct lending products.Key Responsibilities:Manage credit exposure across a portfolio of NBFI clients, including real money funds, regulated funds,...


  • London, Greater London, United Kingdom IQ Risk Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team at IQ Risk in London. As a key member of our credit risk team, you will play a critical role in producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...


  • London, Greater London, United Kingdom IQ Risk Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team at IQ Risk in London. As a key member of our credit risk team, you will play a critical role in producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...

  • Senior Credit Officer

    17 hours ago


    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Risk Management Expertise At Paritas Recruitment - Risk, we are seeking a seasoned professional to join our team as a Senior Credit Officer. This critical role involves overseeing first-line credit approval and managing credit exposure across a diverse portfolio of NBFI clients, encompassing derivatives, financing, and direct lending products. Key...

  • Senior Credit Officer

    19 hours ago


    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Risk Management Expertise At Paritas Recruitment - Risk, we are seeking a seasoned professional to join our team as a Senior Credit Officer. This critical role involves overseeing first-line credit approval and managing credit exposure across a diverse portfolio of NBFI clients, encompassing derivatives, financing, and direct lending products. Key...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    About the RoleWe are seeking a highly experienced Senior Credit Officer to join our team at Paritas Recruitment - Risk. As a key member of our credit risk management team, you will be responsible for managing credit exposure across a portfolio of Non-Bank Financial Institution (NBFI) clients.Key ResponsibilitiesHold first line credit approval and manage...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    About the RoleWe are seeking a highly experienced Senior Credit Officer to join our team at Paritas Recruitment - Risk. As a key member of our credit risk management team, you will be responsible for managing credit exposure across a portfolio of Non-Bank Financial Institution (NBFI) clients.Key ResponsibilitiesHold first line credit approval and manage...


  • London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full time

    Job Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...


  • London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full time

    Job Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Regulated Funds Credit Risk Underwriter Job Description **Role Overview** Paritas Recruitment - Risk is seeking a skilled Regulated Funds Credit Risk Underwriter to join our team. As a key member of our credit risk team, you will be responsible for analyzing and managing credit risk associated with regulated funds, leveraged funds, pension funds, and asset...


  • London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Regulated Funds Credit Risk Underwriter Job Description **Role Overview** Paritas Recruitment - Risk is seeking a skilled Regulated Funds Credit Risk Underwriter to join our team. As a key member of our credit risk team, you will be responsible for analyzing and managing credit risk associated with regulated funds, leveraged funds, pension funds, and asset...


  • London, Greater London, United Kingdom Saxton Leigh Full time

    Senior Credit Risk ManagerWe are working with a leading corporate bank to hire a Senior Credit Risk Manager on a permanent contract.About the Role:Collaborate with the Head of Credit Risk to develop and execute the credit risk management strategy in alignment with the organizational risk appetite.Provide oversight and challenge to first line of defence units...


  • London, Greater London, United Kingdom Saxton Leigh Full time

    Senior Credit Risk ManagerWe are working with a leading corporate bank to hire a Senior Credit Risk Manager on a permanent contract.About the Role:Collaborate with the Head of Credit Risk to develop and execute the credit risk management strategy in alignment with the organizational risk appetite.Provide oversight and challenge to first line of defence units...


  • London, Greater London, United Kingdom IQ Risk Full time

    Job Summary:IQ Risk is seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team in London. As a key member of our credit analytics team, you will be responsible for producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...


  • London, Greater London, United Kingdom IQ Risk Full time

    Job Summary:IQ Risk is seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team in London. As a key member of our credit analytics team, you will be responsible for producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...


  • London, Greater London, United Kingdom Dragonfly People Full time

    Head of Second Line Credit RiskDragonfly People is seeking an experienced Senior Credit Risk Manager to lead our Second Line Credit Risk function. As a key member of our team, you will be responsible for ensuring the effective management of credit risk across our organization.Key Responsibilities:Develop and implement credit risk strategies to mitigate...


  • London, Greater London, United Kingdom Dragonfly People Full time

    Head of Second Line Credit RiskDragonfly People is seeking an experienced Senior Credit Risk Manager to lead our Second Line Credit Risk function. As a key member of our team, you will be responsible for ensuring the effective management of credit risk across our organization.Key Responsibilities:Develop and implement credit risk strategies to mitigate...


  • London, Greater London, United Kingdom Saxton Leigh Full time

    About Saxton LeighSaxton Leigh is a leading corporate bank specializing in trade finance, capital markets, and corporate lending. We are committed to delivering exceptional financial solutions to our clients.Job Title: Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team. As a key member of our risk management...