Risk Management Specialist

3 days ago


Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Job Overview
As a Head of Credit Risk, you will be responsible for overseeing the second-line management of credit risk across the group. This involves leading the development of credit risk policies and related standards, providing oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite. You will have 3 direct reports and work closely with the first line to ensure all material credit risks are identified and mitigation actions are defined and progressed.

Key Responsibilities
- Oversee and assure the first-line credit risk management and reporting for credit risk across all products
- Own and develop credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controls
- Produce credit risk profiles for Exec and Board risk committees, working with first-line to ensure all material credit risks have been identified and mitigation actions have been defined and progressed
- Use your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models

Requirements
- Strong understanding of risk management principles across the credit lifecycle, credit analysis and policies
- Experience of implementing, scoring and advanced data and analytical techniques throughout the customer journey
- Experience of secured lending, particularly specialist mortgage lending
- Experience of managing and developing high-performance teams
- Confidential and influential communicator to Board Level

About Us
We are Together Financial Services Limited, a market-leading property finance expert with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do, and we work hard to support them in achieving their property ambitions. We are looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do.

  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Role OverviewRisk Management SpecialistAs a Risk Management Specialist at TOGETHER FINANCIAL SERVICES LIMITED, you will play a key role in supporting the 1st Line Risk Team. This team extends across regulated and non-regulated mortgage business activities, providing training, support, assistance, and advice to empower effective risk management. Your duties...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Title: Senior Risk Management SpecialistWe are seeking a highly skilled Senior Risk Management Specialist to join our team at Together. As a key member of our 1st Line Risk Team, you will play a critical role in providing risk management support to our business areas. With your expertise in IT risk management, Three Lines of Defence model, and regulatory...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job DescriptionThis role offers an exciting opportunity to work with a dynamic team at Together Financial Services Limited. As a Risk Management Specialist, you will be responsible for overseeing the effective operation of elements of our risk framework and toolkit, ensuring that risks are identified, analysed, mitigated and monitored regularly.Key...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Description: Enterprise Risk Management SpecialistWe are looking for an experienced Enterprise Risk Management Specialist to join our team at Together. The successful candidate will be responsible for developing and implementing risk management strategies that minimize potential threats to our business.Key Responsibilities:Develop and implement risk...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    **Job Description**We are seeking a highly skilled Risk Management Specialist to join our team at Together.The successful candidate will support the Operations Teams in maximising the utilisation and benefits of the Group ERMF toolkit to manage risk effectively, consistently and transparently.The estimated salary for this role is $120,000 per annum,...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    About UsWe are Together Financial Services Limited, a market-leading property finance expert with a reputation for excellence. Our team of over 750 colleagues is passionate about supporting individuals and businesses to achieve their property ambitions.Career OpportunityWe are seeking a highly skilled risk management specialist to join our team. In this...


  • Cheadle Hulme, Stockport, United Kingdom Redefined Ltd Full time

    Job Description:We are seeking a highly skilled and experienced professional to join our team at Redefined Ltd as a Senior Risk Management Specialist. This is a senior leadership role that requires the ability to manage, develop, and lead a high-performing team responsible for credit risk management across the organization.The successful candidate will have...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Company Overview:Together Financial Services Limited is a dynamic organization committed to delivering exceptional financial solutions. As an Enterprise Risk Management Specialist, you will play a crucial role in shaping the company's risk management strategy.Salary: The estimated salary for this position is £60,000 - £80,000 per annum, depending on...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job SummaryWe are seeking a skilled Risk Management Specialist to join our team at Together. This is an exciting opportunity for a motivated individual to work in a dynamic environment, focusing on risk assessment and mitigation.About the RoleAs a Risk Management Specialist, you will play a crucial role in ensuring that all mortgage and secured loan...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    **About Us**We are Together Financial Services Limited, a market-leading property finance expert with an entrepreneurial spirit. Based in South Manchester, we've been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions.**Job Summary**We are seeking...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Risk Management DirectorWe are seeking a seasoned professional to lead our credit risk management function. As a Risk Management Director, you will be responsible for the second line management of credit risk across all products.About the RoleOversee, challenge and assure first-line credit risk management and reporting.Develop and maintain credit...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    **Company Overview**Together Financial Services Limited is a leading provider of mortgage and secured loan solutions, helping thousands of people, businesses, and professionals unlock their property ambitions.We take pride in our common-sense approach, listening to our customers and being open to finding solutions when others cannot or will not help.Our team...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Title: Financial Risk Senior ManagerWe are seeking a seasoned Risk Management Leader to join our team at Together, a market-leading property finance expert with a strong entrepreneurial spirit. As a Senior Financial Oversight Specialist, you will play a critical role in the oversight of first-line financial, strategic, and climate risk management.Key...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Senior Business Risk AdvisorWe are seeking an experienced Senior Business Risk Advisor to join our team at Together Financial Services Limited. As a Senior Business Risk Advisor, you will play a key role in ensuring the effective management of risk across our mortgage business activities.Job Summary:The 1st Line Risk Team operates across a three...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    We are looking for a Credit Risk Specialist to join our temporary team. The successful candidate will have experience in credit risk assessment and management, with a strong understanding of financial markets and regulations.Job Summary:The Credit Risk Specialist will be responsible for assessing and managing credit risk across various business areas,...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Company OverviewWe are Together Financial Services Limited, a leading provider of property finance solutions. With over 40 years of experience, we have established a strong reputation for delivering high-quality lending products that cater to individual and business needs. Our entrepreneurial spirit drives us to innovate and stay ahead in the market.We...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Company OverviewTogether Financial Services Limited is a leading property finance provider with over 50 years of experience. We pride ourselves on our common-sense approach to lending, helping thousands of customers unlock their property ambitions. Our large product suite gives us the flexibility to cater to a wide range of specialist lending scenarios.We...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Head of Credit RiskWe are seeking a highly skilled Head of Credit Risk to join our team at Together Financial Services Limited. As a key member of our leadership team, you will be responsible for developing and implementing credit risk strategies that align with our business goals.The successful candidate will have extensive experience in credit risk...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Company OverviewWe are Together Financial Services Limited, a leading property finance expert with an entrepreneurial spirit. Based in South Manchester, we've been established since 1974 and have built a team of over 750 colleagues. We're passionate about supporting individuals and businesses to achieve their property ambitions by taking a common-sense...

  • Risk Management Lead

    12 hours ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job OverviewWe are seeking an experienced Head of Credit Risk to join our team at Together Financial Services Limited in Cheadle, South Manchester. The ideal candidate will have a strong understanding of risk management principles and experience in implementing scoring and advanced data and analytical techniques throughout the customer journey.About...