Risk Management Specialist
2 days ago
**About Us**
We are Together Financial Services Limited, a market-leading property finance expert with an entrepreneurial spirit. Based in South Manchester, we've been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions.
**Job Summary**
We are seeking a Senior Financial Risk Manager to oversee first line financial, strategic, and climate risk management. As a key member of our team, you will be responsible for developing financial risk registers to monitor key risks and feeding into ALCO. You will also review and develop the financial risk policy, set and manage financial risk appetites, and report risk profiles through governance.
**Key Responsibilities**
• Oversee, challenge, and lead assurance of first line financial, strategic, and climate risk management
• Own and develop financial and climate risk policy, ensuring appropriate governance of changes and evidence of key controls
• Evolve our approach to second line strategic risk management, considering requirements for policy/standard/framework
• Produce risk profiles for Exec and Board risk committees, working with the first line to ensure all material risks have been identified and mitigating actions (where required) have been defined and progressed
• Set, via the Board, risk appetites and risk appetite metrics
• Develop suitable KRIs with business stakeholders for financial, strategic, and climate risk management across the business
• Provide second line risk profile impact assessment of financial plans: budget, reforecasts, and strategic plans
• Develop financial risk registers to monitor evolution of key risks, feeding into ALCO
• Contribute to the overall continuous development of risk management and of the company's risk appetites
**Requirements**
• A recognised accountancy or financial risk management qualification
• Experience in accountancy/external audit and/or financial risk and/or prudential risk (risk assurance, risk consulting)
• The ability to identify trends and interpret data from multiple sources and investigate anomalies and unusual patterns/activities
• Effective problem-solving skills and ability to make recommendations based on findings considering commercial and customer implications
• Excellent communication skills to articulate complex issues/analysis up to Board level and interact with other teams across the business both verbally and in writing
**Benefits**
• Salary range £60,000 - £80,000 per annum, depending on experience
• 26 days holiday, increasing with service to 30 days, plus bank holidays
• Buy & sell holidays
• Discretionary annual bonus
• Matched pension contribution
• Life assurance
• Critical illness cover
• Health cash plan
• Private medical insurance
• Free access to company holiday homes
• Travel season ticket loans
• Ride to work scheme
• Free local gym access
• Local bar/restaurant discounts
**Our Approach**
We embrace diversity and inclusion and are proud to be an equal opportunity workplace. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills.
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