Risk Management Specialist

1 month ago


Cheadle Hulme, Stockport, United Kingdom Together Full time
Job Summary

We are seeking a skilled Risk Management Specialist to join our team at Together. This is an exciting opportunity for a motivated individual to work in a dynamic environment, focusing on risk assessment and mitigation.

About the Role

As a Risk Management Specialist, you will play a crucial role in ensuring that all mortgage and secured loan applications are thoroughly assessed to minimize risk to the business. You will be responsible for assessing cases from direct customers and broker intermediaries, making informed decisions that align with company policies, procedures, and lending criteria.

You will also be required to identify potential fraud cases, escalating them promptly and ensuring timely investigation and reporting to prevent any adverse impact on the business or customers. Your proactive approach will help manage brokers and third parties to meet Service Level Agreements (SLAs), while maintaining excellent communication with acting solicitors to obtain necessary completion documentation.

Key Responsibilities

- Assess all cases from direct customers and broker intermediaries to make informed underwriting decisions
- Identify and mitigate potential risks associated with each application
- Provide mortgage offers in accordance with agreed service levels
- Manage the end-to-end pipeline of cases for both pre- and post-offer
- Liaise directly with acting solicitors to ensure smooth transaction processing

Requirements

To succeed in this role, you will need:

- Previous underwriting experience, preferably in secured lending
- Strong planning and organizational skills, with attention to detail
- Excellent communication and interpersonal skills, with the ability to build strong relationships with stakeholders
- Ability to work under pressure and meet strict deadlines

What We Offer

In return for your expertise, we offer a competitive salary of £45,000 - £55,000 per annum, depending on experience. Our comprehensive benefits package includes 26 days' holiday, plus bank holidays, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, and more. We also provide free access to company holiday homes, travel season ticket loans, ride to work scheme, local gym access, and discounts at local bars and restaurants.

At Together, we value diversity and inclusion, and welcome applicants from all backgrounds. If you require reasonable adjustments to make your experience easier, please let us know and we'll do everything we can to accommodate your needs.

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