Credit Risk Assessor

4 days ago


Coventry, Coventry, United Kingdom Leasys Full time
Job Summary

We are seeking a skilled Credit Risk Assessor to join our Credit & Underwriting department. As a key member of the team, you will be responsible for assessing financial risk associated with underwriting credit and ensuring timely management of all credit applications.

The ideal candidate will have a minimum of 3 years' experience in an underwriting consumer credit or credit analyst position in financial services, with awareness of regulatory requirements and the FCA Handbook. Proficient IT skills and competent user in Microsoft Office (Word, Excel) are also essential.

About the Role

  • Assess financial risk associated with underwriting credit.
  • Manage all credit applications in a timely manner.
  • Work closely with the Head of Credit to ensure adherence to credit policy rules and service level targets.
  • Undertake analysis of retail customers' financial statements to make accurate conclusions on referrals.
  • Utilize the Genus system to achieve auto acceptance decision targets.

Requirements

  • Minimum 3 years' experience in underwriting consumer credit or credit analyst position.
  • Awareness of regulatory requirements and the FCA Handbook.
  • Proficient IT skills and competent user in Microsoft Office (Word, Excel).

What We Offer

  • An estimated salary of £35,000 - £45,000 per annum, depending on experience.
  • A competitive benefits package, including pension scheme and life insurance.
  • Ongoing training and development opportunities to enhance your skills and knowledge.

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