Mortgage Underwriter Consultant

3 weeks ago


Fareham, Hampshire, United Kingdom OSB Group Full time

About the Role

The OSB Group is seeking a skilled Mortgage Underwriter Consultant to join our team. As a key member of our Underwriting department, you will play a crucial role in assessing the risk of lending and protecting the Bank against potential losses.

Key Responsibilities

  • Review and respond to post-offer correspondence for long-term lending applications in a timely manner, ensuring compliance with the Bank's lending policy.
  • Work closely with the completions team to ensure completion dates are met, controlling the release of completion funds and ensuring customer funds reach solicitors in time for completion.
  • Liaise with solicitors, Legal & Compliance to ensure our interests are protected at all times.
  • Communicate with intermediaries on declined cases, handle objections, and provide objective feedback to any questions.
  • Provide telephone support to ensure customer service standards are managed and maintained.

Requirements

  • Knowledge of regulations for Commercial/Semi Comm/BTL mortgages.
  • Previous experience in a mortgage administration or underwriting in Financial Services.
  • Previous experience conducting solicitor audits and KPI management.
  • Previous experience supervising & training staff.
  • Working knowledge of Microsoft Office (Word and Excel in particular).

What We Offer

  • A competitive benefits package, including discretionary annual bonus, contributory pension, life assurance, and private medical insurance.
  • Opportunities for career development and progression.
  • A collaborative and inclusive work environment.


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