German Speaking Credit Professional

4 days ago


London, Greater London, United Kingdom Iwoca Ltd Full time
About Us
Iwoca Ltd has been making several billion in funding available to over 100,000 businesses since our launch in 2012. Our credit decisioning is data-driven, and we use our tech platform to make fast, fair, and accurate decisions. We're growing fast, and more customers mean more credit decisions. To support this growth, we're looking for experienced analysts to join our credit team.

Job Responsibilities
As a Junior Credit Analyst - German Speaking, you will be responsible for assessing credit applications, interpreting and analyzing financial statements, and making credit decisions. You will work closely with our credit team and other departments to ensure that our credit decisioning is fair, fast, and accurate. You will also have direct telephone contact with customers, daily interaction within the credit team, and regular contact with other teams on cross-functional initiatives.

Salary Range: £55,000 - £75,000 per annum, depending on experience.

Requirements
To be successful in this role, you will need 2+ years of experience in commercial loan underwriting, credit sanctioning, or credit analysis within the SME sector in Germany. You should have strong business acumen, a working understanding of risk and revenue drivers, and strong German language skills (ideally at native level). You will also need excellent communication skills, an analytical mindset, and a practical approach to problem-solving.

Benefits
Iwoca offers a range of benefits, including medical insurance, 25 days' holiday, an extra day off for your birthday, and the option to buy or sell additional annual leave. We also offer share options, generous maternity and paternity leave, a nursery tax benefit scheme, and a paid volunteering day. Additionally, you can enjoy work-life balance with flexible working arrangements, events, and clubs, like bingo, comedy nights, yoga classes, and football.

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