Digital Origination Leader
3 weeks ago
About the Role:
In this critical position at HSBC, you will be responsible for streamlining the origination process for various embedded lending and point of sale finance products.
As a Digital Origination Leader, you will work closely with risk, credit, and compliance teams to ensure seamless decisioning processes and maximize conversion rates without compromising on risk assessment or regulatory compliance.
You will leverage data insights to identify and address friction points in the origination process, including optimizing conversion rates, reducing abandonment, and improving time-to-approval.
Key Responsibilities:
- Lead the end-to-end origination process for embedded lending and point of sale finance products.
- Partner with risk, credit, and compliance teams to streamline decisioning processes.
- Use data insights to identify and address friction points in the origination process.
- Ensure compliance with regulatory requirements.
Requirements:
To succeed in this role, you will need:
- Proven experience in product management, especially in designing customer-facing journeys for embedded lending and point of sale finance solutions.
- A strong understanding of customer behavior in point of sale financing environments.
- Familiarity with real-time credit decisioning processes and how to integrate them into seamless customer journeys.
- Knowledge of the regulatory landscape for embedded lending, including compliance with responsible lending and affordability guidelines.
About HSBC:
At HSBC, we're dedicated to creating diverse and inclusive workplaces. We take pride in being a Disability Confident Leader and offer an interview to people with disabilities, long-term conditions, or neurodivergent candidates who meet the minimum criteria for the role.
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