Credit Financing Expert
2 weeks ago
Estimated Salary: £120,000 - £150,000 per annum.
About Our Client:
Our client is a leading corporate and investment bank with a large and established leveraged finance business in the UK.
The Role:
- As a Lead Credit Officer, you will be responsible for approximately one third of the LBO portfolio of c$5bn direct lending across EMEA, covering around 170+ accounts with a particular focus on large cap corporate cross-over accounts.
- You will utilize Credit Officer level delegated authority initially, with potential for Senior Credit Officer authority in the near term.
- You will review and challenge within a Level 2 function of LBO related front office and Loan Capital Markets credit applications, implementing the bank's Risk Appetite Framework.
- Deep and extensive credit knowledge and transaction experience are required to provide credit risk and market risk assessment of net take and underwriting positions, focusing on large cap sponsor and cross-over corporate transactions.
- You will manage requests including approvals arising from the leveraged loan portfolio, evaluating, challenging, and recommending/approving SPD proposed waivers, annual reviews, and credit monitoring/grading.
- You will attend Special Credit Reviews, setting strategy for credit and assessing provisions.
- You will lead negotiations for the bank in LBO Special Credits, setting strategy for credit and assessing provisions.
- You will lead, manage, and develop a team of VP/AVP credit officers, contributing to the development of the LBO team to ensure alignment with the Business Strategy of EMEA.
- You will challenge the status quo to build stronger control functions and enhance front office capabilities, processes, and systems.
- You will develop and implement training on all aspects of LBO risk, including grading, documentation, and credit analysis.
The Successful Applicant:
The candidate will be a seasoned credit professional with commensurate lending experience leading and negotiating deals in a front office or credit role, possessing knowledge of large cap and cross-over corporate transactions.
A degree-level education and/or equivalent professional qualifications (ACA, ACCA, ACT, CFA, MBA) with 10-15 years+ of experience at a high level in the financial sector.Very strong numerical and financial skills, with the ability to interpret financial information and review financial models, identifying drivers and potential errors.-
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