Credit Decisioning Expert

1 day ago


London, Greater London, United Kingdom Propel Finance Full time
About the Role

We are seeking a Credit Decisioning Expert to join our team at Propel Finance. As a key member of our finance department, you will be responsible for evaluating and approving credit proposals, as well as providing recommendations on transactions being presented to the Transactional Credit Committee.

The ideal candidate will have a strong understanding of financial analysis and credit report writing skills, as well as knowledge of soft and hard assets. Additionally, they will be able to understand Credit Sanctioning decision systems and have experience in Asset Finance/Banking.

This role involves conducting detailed Credit Reviews, analysing and providing recommendations on transactions, contributing to Watch List / Business Support List compilation, and participating in appropriate forums. You will also be responsible for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes & asset types, products, and terms of lending.

Key Skills:

  • Financial analysis and credit report writing skills.
  • Knowledge of soft and hard assets.
  • Ability to understand Credit Sanctioning decision systems.
  • Cashflow analysis for larger transactions.
  • Asset Finance/Banking experience.

Our Benefits:

  • A salary of £70,000 - £90,000 per annum.
  • 25 days annual leave + bank holidays.
  • 2 additional days holiday after 5 years' service.
  • Birthday day off.
  • Opt in Private Medical Insurance.
  • Subsidised gym membership at £18.75 a month.
  • Cycle to Work Scheme.
  • Electric Car Scheme.
  • Buy Annual Leave Scheme.
  • Half day seasonal shopping.
  • Auto enrolment pension – 3% employer contribution subject to eligibility.
  • Life Assurance 3 x basic salary.
  • Employee Assistance Programme available 24/7.
  • Company events and reward schemes.

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