Commercial Underwriting Manager

4 days ago


Edinburgh, Edinburgh, United Kingdom LendingCrowd Full time

LendingCrowd is a leading fintech company, shaping the future of SME finance. Our innovative lending platform provides an attractive alternative to traditional business borrowing methods, offering SMEs greater flexibility and control.

With a strong track record of delivering exceptional results, we are committed to becoming the trusted choice for SME financing. Our culture of 'doing the right thing' drives us to maintain the highest standards of ethics and integrity, ensuring that our clients receive the best possible service.

The Challenge

We are seeking a highly skilled Commercial Underwriting Manager to join our team. This is an exciting opportunity to be part of our expansion as we continue to build on our position as a quality provider of debt to UK SMEs.

This role involves leading our Credit Underwriting function, ensuring procedures align with our risk appetite and controls. As a key member of our executive team, you will be responsible for managing and developing the Credit Underwriting team, facilitating training and development, and attending the Executive Credit Committee.

Key Responsibilities
  • Leading the Credit Underwriting team, providing guidance and support to ensure they meet their objectives
  • Developing and implementing credit policies and procedures to mitigate risk
  • Maintaining relationships with key stakeholders, including SMEs, brokers, and senior management
  • Analyzing and interpreting financial data to inform credit decisions
  • Ensuring compliance with regulatory requirements and industry standards

To succeed in this role, you will require:

  • Proven experience in credit underwriting, with a focus on SME debt
  • Strong leadership and management skills, with the ability to motivate and develop high-performing teams
  • Excellent communication and interpersonal skills, with the ability to build relationships with stakeholders
  • Sound knowledge of financial regulations and industry standards
  • A bachelor's degree in a relevant field, such as finance or accounting

As a leader in commercial underwriting, you will be rewarded with a competitive salary of £100,000 per annum, plus benefits and opportunities for career advancement.



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