Life Insurance Underwriter

3 weeks ago

Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time
Job Title: Junior Life Medical Underwriter

We are seeking a highly skilled and detail-oriented Junior Life Medical Underwriter to join our team. As a Junior Life Medical Underwriter, you will play a critical role in assessing and documenting life and disability risks for our customers.

Key Responsibilities:
  • Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
  • Address customer requirements in an efficient and professional manner, ensuring that the agreed service levels are met or exceeded.
  • Ensure any requests for further information are appropriate and accurate, and commensurate with the risk being assessed.
  • Identify complaints and escalate to an authorised complaints handler, ensuring that they are acted upon quickly and root causes highlighted.
  • Maintain an excellent knowledge and understanding of legislative and regulatory requirements.
  • Communicate with internal, external customers, and third parties in a professional and efficient manner, ensuring customer satisfaction is maximised.
Requirements:
  • Experience underwriting protection products.
  • Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
  • Extensive knowledge of all protection products.
  • Understanding of legislations and regulatory requirements would be preferable.
  • Excellent written and verbal communication skills.

We offer a competitive salary, annual bonus plan, and valuable share schemes. Our benefits package includes a generous pension contribution, life assurance, private medical insurance, and a range of discounts on high street stores and online.

At Legal & General, we strive to build a better society for the long term by investing our customers' money in things that make life better for everyone. We aim to be open, mindful, and inclusive, and are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.

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