Head of Underwriting

1 week ago

Darlington, Darlington, United Kingdom Darlington Building Society Full time

About the role:

Darlington Building Society is seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy and manage the lending journey. As a key member of the Senior Leadership Team, you will drive the business plan forward and lead a high-performing underwriting team to meet both member and customer requirements.

Key Responsibilities:

  • Set and maintain service standards for mortgage activities, including decisions in principle, applications, completions, redemptions, and variations to contracts.
  • Drive continuous improvement across lending operations, leveraging recent investments and striving for excellence throughout the department.
  • Collaborate with product, sales, and finance teams to develop and execute the Society's lending strategy.
  • Serve as a subject matter expert on underwriting and lending operations, supporting the Society's strategic initiatives.
  • Ensure effective decision-making on all new mortgage applications at both the decision-in-principle and full assessment stages.
  • Monitor mortgage lending to ensure adherence to risk appetite, lending policies, and BSOCS guidance.
  • Oversee training and development for the underwriting teams, ensuring quality control standards are met and MCOB guidance is followed in lending and financial support assessments.
  • Identify trends in the external mortgage market that could pose risks or provide opportunities for growth and diversification.
  • Utilize delegated lending authority while adhering to regulatory rules, codes of practice, and the principles of Treating Customers Fairly.
  • Provide detailed management information to the Risk Management Committee, including a breakdown of mortgage lending decisions, early warning indicators, and observed trends.

Requirements:

  • A strong background in underwriting and lending operations within financial services.
  • Fully conversant with MCOB guidance.
  • Effective communication skills at all levels.
  • A proven track record of leadership in a high-performance environment.
  • Motivated and driven to make a meaningful impact.

About Darlington Building Society:

We are an award-winning organisation, and our vision is to be a thriving, independent regional building society that creates a feeling of pride amongst its staff, members, and community. We pride ourselves on making a difference to our customers by encouraging saving, supporting home ownership, and sharing our knowledge and resources with our local communities.

What we offer:

  • Annual Bonus Scheme
  • Performance Linked pay progression
  • 10% Employee Contribution Pension Scheme
  • 4 x Annual Salary Life Cover
  • Minimum of 2 days for volunteering
  • Employee benefits platform
  • Health Care Cash Plan
  • Enhanced Family Friendly Leave Entitlements

  • Head of Underwriting

    3 weeks ago

    Darlington, Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy and manage the lending journey. As a key member of our Senior Leadership Team, you will drive the business plan forward and lead a high-performing underwriting team to meet both member and customer requirements.Key ResponsibilitiesSet and...

  • Head of Underwriting

    3 weeks ago

    Darlington, Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy and manage the lending journey. As a key member of our Senior Leadership Team, you will drive the business plan forward and lead a high-performing underwriting team to meet both member and customer requirements.Key ResponsibilitiesSet and...

  • Head of Underwriting

    2 weeks ago

    Darlington, Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy and manage the lending journey. The successful candidate will be responsible for ensuring that we meet our members' needs while maintaining high standards of service and compliance.Key ResponsibilitiesLead the underwriting team to meet member...

  • Head of Mortgage Operations

    3 days ago

    Darlington, Darlington, United Kingdom Darlington Building Society Full time

    Mortgage Operations Leadership OpportunityWe are seeking an experienced leader to join our team as Head of Mortgage Operations, responsible for overseeing the strategic direction and day-to-day operations of our mortgage lending activities.Key Responsibilities:Develop and implement effective lending strategies, ensuring alignment with our risk appetite and...

  • Head of Mortgage Operations

    2 weeks ago

    Darlington, Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced professional to join our team as a Head of Office Management. This is a unique opportunity to play a key role in the long-term financial success of a member-focused organization that is passionate about its people and its mission to provide excellent service to its members.Key...

  • Head of Underwriting

    3 weeks ago

    Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy, manage the lending journey, and ensure that we meet our members' needs while maintaining high standards of service and compliance.Key ResponsibilitiesBe part of the Senior Leadership Team (SLT), driving the business plan forward and leading a...

  • Head of Underwriting

    3 weeks ago

    Darlington, United Kingdom Darlington Building Society Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy, manage the lending journey, and ensure that we meet our members' needs while maintaining high standards of service and compliance.Key ResponsibilitiesBe part of the Senior Leadership Team (SLT), driving the business plan forward and leading a...

  • Head of Underwriting

    3 weeks ago

    Darlington, United Kingdom Darlington Building Society Full time

    About the role:With a strong heritage in the Northeast and the mortgage market, Darlington Building Society has a great story to tell. We bring diversity and choice to the financial services marketplace by offering innovative products and a commitment to personal service and quality advice.In recent years, we’ve modernized and transformed the Society...

  • Head of Underwriting

    2 weeks ago

    Darlington, United Kingdom Darlington Building Society Full time

    About the role:With a strong heritage in the Northeast and the mortgage market, Darlington Building Society has a great story to tell. We bring diversity and choice to the financial services marketplace by offering innovative products and a commitment to personal service and quality advice.In recent years, we’ve modernized and transformed the Society...

  • Head of Underwriting

    2 weeks ago

    Darlington, United Kingdom Darlington Building Society Full time

    About the role:With a strong heritage in the Northeast and the mortgage market, Darlington Building Society has a great story to tell. We bring diversity and choice to the financial services marketplace by offering innovative products and a commitment to personal service and quality advice.In recent years, we’ve modernized and transformed the Society...

  • Head of Underwriting

    3 weeks ago

    Darlington, UK, County Durham, United Kingdom Darlington Building Society Full time

    About the role:With a strong heritage in the Northeast and the mortgage market, Darlington Building Society has a great story to tell. We bring diversity and choice to the financial services marketplace by offering innovative products and a commitment to personal service and quality advice.In recent years, we’ve modernized and transformed the Society...

  • Head of Underwriting Lead

    2 weeks ago

    Darlington, County Durham, United Kingdom Darlington Building Society Full time £61,222

    About the RoleWe are seeking a highly skilled and experienced Head of Underwriting to lead our underwriting strategy, manage the lending journey, and ensure that we meet our members' needs while maintaining high standards of service and compliance.Key Responsibilities and AccountabilitiesBe part of the Senior Leadership Team (SLT), driving the business plan...

  • Chief Financial Management Officer

    1 week ago

    Darlington, County Durham, United Kingdom Darlington Building Society Full time £61,222

    Job SummaryAs the Head of Financial Management at Darlington Building Society, you will play a key role in the long-term financial success of our member-focused organization. We are passionate about our people and our mission to provide excellent service to our members.Key Responsibilities- Ensure effective decision-making on all new mortgage applications at...

  • Regional Technical Surveyor

    5 months ago

    Darlington, United Kingdom ATS Recruitment Full time

    **Regional Technical Manager - Subsidence** **Leeds, Darlington, Doncaster** Permanent £45,000 - £50,000 + Excellent Benefits **The Client** My client is a well-established client who help their clients manage risk, operate their core business processes, transform and grow. We deliver operations, consulting and technology solutions across the risk and...