Senior Credit Risk Analyst
1 month ago
Aspire Data Recruitment is seeking a results-driven Credit Risk Manager to join their Portfolio Management team in London.
The successful candidate will be responsible for developing and improving existing management information of loan portfolios, employing a range of analytical and visualisation tools, and analysing investment proposals and presenting results to the bank's credit committee.
Key responsibilities will include:
- Developing and improving existing management information of loan portfolios.
- Employing a range of analytical and visualisation tools such as Tableau/Power BI, Jupyter notebooks.
- Analysing investment proposals and presenting your results to the bank's credit committee.
- Analysing financial data and structural risks in respect of facility proposals from the investment team.
- Supporting potential portfolio acquisition through due diligence, data analysis and engagement with third parties.
- Working across other teams to ensure any trends (e.g., provisions, NPLs, RWAs) are identified and escalated.
- Developing, maintaining and improving credit risk strategies throughout the credit lifecycle.
- Investigating the causes of data errors, and working with other colleagues to solve the issues.
- Contributing productively to the team objectives, sometimes supporting and sometimes leading activities.
Requirements include experience in retail credit risk, a strong interest in data analysis and programming, and a solid foundation in SQL, ETL, and databases. Proficiency in at least one programming language and excellent communication skills are also essential.
Fluency in one European language is advantageous, but not essential.
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