Credit Portfolio Analyst

20 hours ago


London, Greater London, United Kingdom Uncapped Ltd. Full time

Job Description:

We are seeking a highly skilled Credit Portfolio Analyst to join our team at Uncapped Ltd. in London.

The successful candidate will have a strong background in credit risk analysis and portfolio management, with experience working with complex data sets and developing predictive models.

Key Responsibilities:

  • Develop and maintain credit portfolios, ensuring optimal risk-return trade-offs and alignment with business goals.
  • Collaborate with data scientists and product teams to develop and implement predictive models for credit risk assessment.
  • Work closely with commercial teams to ensure credit risk requirements are considered during new proposition development and channel/segment introduction.
  • Design and implement tracking systems to monitor portfolio performance and identify emerging risks, incorporating learnings to improve credit strategies.

Requirements:

  • Proven experience in credit portfolio management and analysis.
  • Advanced knowledge of Excel and one of the following programming languages: R, SAS, Python, SQL.
  • Deep understanding of the full credit lifecycle and commercial awareness.
  • Exceptional analytical skills and ability to think from first principles.

What We Offer:

  • Competitive salary: £80,000 - £110,000 per annum.
  • Unlimited holiday.


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