Credit Portfolio Analyst
20 hours ago
Job Description:
We are seeking a highly skilled Credit Portfolio Analyst to join our team at Uncapped Ltd. in London.
The successful candidate will have a strong background in credit risk analysis and portfolio management, with experience working with complex data sets and developing predictive models.
Key Responsibilities:
- Develop and maintain credit portfolios, ensuring optimal risk-return trade-offs and alignment with business goals.
- Collaborate with data scientists and product teams to develop and implement predictive models for credit risk assessment.
- Work closely with commercial teams to ensure credit risk requirements are considered during new proposition development and channel/segment introduction.
- Design and implement tracking systems to monitor portfolio performance and identify emerging risks, incorporating learnings to improve credit strategies.
Requirements:
- Proven experience in credit portfolio management and analysis.
- Advanced knowledge of Excel and one of the following programming languages: R, SAS, Python, SQL.
- Deep understanding of the full credit lifecycle and commercial awareness.
- Exceptional analytical skills and ability to think from first principles.
What We Offer:
- Competitive salary: £80,000 - £110,000 per annum.
- Unlimited holiday.
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