Strategic Product Lead

3 weeks ago


Birmingham, Birmingham, United Kingdom HSBC Full time

Product Manager Job Description

HSBC is seeking a skilled Product Manager to lead the development and optimization of our embedded lending and point of sale finance propositions. As a key member of the Point of Sale/Embedded Lending product team, you will play a crucial role in defining product strategies and core features for our embedded finance solutions, ensuring alignment with market demands and customer needs.

Key Responsibilities:

  • Design, develop, and iterate the product construct for various embedded lending and point of sale finance offerings, including loan terms, credit limits, and repayment options.
  • Identify new opportunities for product growth and positioning in the market and partner with the Merchant Relationship Team around go-to-market strategy.
  • Develop strong relationships with stakeholders, including retail partners and internal teams, to drive product development and implementation.
  • Stay up-to-date with market trends, customer needs, and regulatory requirements to ensure our products remain competitive and compliant.

Requirements:

  • Proven experience in product management within financial services, ideally with a focus on embedded lending, point of sale finance, or Buy Now, Pay Later (BNPL) products.
  • Strong understanding of market dynamics in Point of Sale/Embedded Lending, customer segmentation, and competitive positioning.
  • Knowledge of credit risk, underwriting practices, and regulatory requirements specific to POS financing and embedded lending.
  • Strong communication and interpersonal skills, with the ability to build and maintain effective relationships with stakeholders.

About HSBC:

HSBC is a world-leading financial institution, providing a wide range of financial services to millions of individuals, businesses, and institutions worldwide. We are committed to creating diverse and inclusive workplaces, where everyone has the opportunity to thrive and reach their full potential.

What We Offer:

  • A competitive pay and benefits package, including private healthcare for all UK-based employees.
  • Enhanced maternity and adoption pay and support when you return to work.
  • A contributory pension scheme with a generous employer contribution.
  • Access to tailored professional development opportunities to help you grow and succeed in your career.


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