Mortgage Underwriter Position

4 days ago


StratforduponAvon, Warwickshire, United Kingdom NRG Resourcing Ltd Full time
About the Mortgage Underwriter Role

We are seeking an experienced Mortgage Underwriter to join our team at NRG Resourcing Ltd. As a Mortgage Underwriter, you will play a critical role in evaluating mortgage applications and determining the eligibility of applicants for loan approval.

Key Responsibilities:
  • Review and assess mortgage applications, verifying financial information.
  • Make sound underwriting decisions based on lending criteria, guidelines, and risk assessments.
  • Approve or decline mortgage applications within designated underwriting authority.
  • Collaborate with stakeholders to ensure efficient processing of applications.
  • Stay up to date with regulatory changes and industry best practices to ensure compliance with all relevant laws and guidelines.
  • Communicate underwriting decisions clearly and professionally.
  • Monitor loan performance to ensure adherence to company policies and risk management standards.
Requirements:
  • 18 months + of underwriting experience, ideally within real estate or residential mortgages.
  • Experience in Buy to Let underwriting is preferred, though candidates from any real estate background will be considered.
  • Strong decision-making skills with the ability to work within mandate limits.
  • Ability to work in a hybrid environment, with 3 days in the office and 2 days working from home.
Package:
  • Salary £45k.
  • Hybrid working arrangement: 3 days in the office and 2 days from home.
  • Opportunity to work with a well-established lender, backed by a major bank.
  • Room for professional growth and development in a supportive environment.


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