Lead Credit Risk Strategist
1 day ago
At Redefined Ltd, we are seeking a highly skilled Lead Credit Risk Analyst to join our team. As a key member of our Credit Risk - Strategy team, you will play a leading role in ensuring the accuracy and effectiveness of our credit decisioning processes.
Key Responsibilities:
- Develop and maintain critical scorecards and decisioning performance across consumer and business journeys.
- Collaborate with other Leads in the team to identify potential risks, areas for improvement, and opportunities for growth.
- Liaise with business areas and stakeholders to ensure alignment and effective communication.
- Review and provide feedback on propositions, projects, and services to support delivery of company goals.
- Proactively collect, analyze, and interpret information to support credit strategy development.
Requirements:
- Experience in managing, maintaining, and developing new and existing credit scorecards.
- Advanced Excel skills, with VBA knowledge beneficial.
- Proven experience in analyzing data using strong SAS/SQL, Alteryx, or similar language and systems knowledge.
What We Offer:
- Competitive annual salary and performance-based annual bonus.
- Flexible allowance to spend on additional benefits or salary.
- Hybrid working arrangement with 2-3 days per week at home and 2-3 days per week in the Glasgow/Reading office.
- 28 days annual leave, 8 bank holidays, and 3 personal days annually.
- Private Medical Insurance, Life Assurance, and Income Protection.
- Free mobile phone package and unlimited sim-card.
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