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Head of Credit Risk Management
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Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Head of Credit Risk Management
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Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our Risk Function, you will be responsible for the second-line management of credit risk across the group.Key ResponsibilitiesOversee and challenge first-line credit risk management and reporting for credit risk across all...
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Cheadle, Staffordshire, United Kingdom MERJE Full timeJob Title: Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for leading a team of credit risk professionals and developing credit risk policies and related standards.Key Responsibilities:Develop and implement credit risk policies and...
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Cheadle, Staffordshire, United Kingdom MERJE Full timeJob Title: Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for developing and implementing credit risk policies and procedures to ensure the company's risk appetite is met.Key Responsibilities:Develop and maintain credit risk policies and...
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Credit Risk Director
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Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Credit Risk Director
2 months ago
Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Credit Risk Manager
1 month ago
Cheadle, Staffordshire, United Kingdom Together Full time{"title": "Senior Credit Risk Manager", "content": "Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management function, you will be responsible for developing and implementing credit risk standards and policies, as well as overseeing the first line of defence's policy...
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Credit Risk Manager
1 month ago
Cheadle, Staffordshire, United Kingdom Together Full time{"title": "Senior Credit Risk Manager", "content": "Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management function, you will be responsible for developing and implementing credit risk standards and policies, as well as overseeing the first line of defence's policy...
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Senior Credit Risk Officer
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Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Senior Credit Risk Officer
2 months ago
Cheadle, Staffordshire, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...
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Credit Risk Manager
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Cheadle, Staffordshire, United Kingdom Together Full timeSenior Credit Risk ManagerWe're seeking a seasoned Senior Credit Risk Manager to join our team at Together, a leading property finance expert with a strong entrepreneurial spirit. As a key member of our credit risk management team, you will play a critical role in shaping our credit risk standards and policies, ensuring the effective delivery of our...
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Credit Risk Manager
4 weeks ago
Cheadle, Staffordshire, United Kingdom Together Full timeSenior Credit Risk ManagerWe're seeking a seasoned Senior Credit Risk Manager to join our team at Together, a leading property finance expert with a strong entrepreneurial spirit. As a key member of our credit risk management team, you will play a critical role in shaping our credit risk standards and policies, ensuring the effective delivery of our...
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Credit Risk Manager
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Cheadle, Staffordshire, United Kingdom Together Full timeSenior Credit Risk ManagerWe're seeking a seasoned Senior Credit Risk Manager to join our team at Together, a leading property finance expert with a strong entrepreneurial spirit. As a key member of our credit risk management team, you will play a critical role in shaping our credit risk standards and policies, ensuring the effective delivery of our...
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Credit Risk Manager
1 month ago
Cheadle, Staffordshire, United Kingdom Together Full timeSenior Credit Risk ManagerWe're seeking a seasoned Senior Credit Risk Manager to join our team at Together, a leading property finance expert with a strong entrepreneurial spirit. As a key member of our credit risk management team, you will play a critical role in shaping our credit risk standards and policies, ensuring the effective delivery of our...
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Senior Credit Risk Manager
2 months ago
Cheadle, Staffordshire, United Kingdom MERJE Full timeJob Description**Senior Credit Risk Manager - MERJE**We are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second line management of credit risk for our business.Key Responsibilities:Work closely with the Manager Credit Risk and first line team to compare lending...
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Senior Credit Risk Manager
1 month ago
Cheadle, Staffordshire, United Kingdom MERJE Full timeJob Title: Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second line management of credit risk for the business.Key Responsibilities:Develop credit risk policies and related standards, providing oversight and assurance to the...
Head of Credit Risk Management
2 months ago
We're a leading property finance company with a strong entrepreneurial spirit. Based in the North West of England, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We pride ourselves on our pragmatic approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.
As a Head of Credit Risk Management, you will be responsible for the second line management of credit risk for the group. You will have 3 direct reports and own and lead the development of credit risk policies and related standards as well as provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.
You will also develop and provide data and reporting to support insight across the Group Risk Function and be the expert on scorecard modelling and automation for the Transformation programme across the group.
As a Head of Credit Risk Management, we are looking for someone to:
- Oversee, challenge and assure the first line credit risk management and reporting for credit risk across all products
- Own and develop credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controls
- Produce credit risk profiles for Exec and Board risk committees, working with first line to ensure all material credit risks have been identified and mitigation actions have been defined and progressed
- Use your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models.
- Set, via the Board, credit risk appetites; identifying and managing portfolio level credit risks, key exposures and concentration risks.
Strong understanding of risk management principles across the credit lifecycle, credit analysis and policies
Experience of implementing scoring and advanced data and analytical techniques throughout the customer journey
Experience of secured lending, particularly specialist mortgage lending
Experience of managing and developing high performance teams
We offer a range of benefits, including:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Buy & sell holidays
- Discretionary annual bonus
- Matched pension contribution
- Life assurance
- Critical illness cover
- Health cash plan
- Private medical insurance
- Free access to company holiday homes
- Travel season ticket loans
- Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
We embrace diversity and inclusion, and are proud to be an equal opportunity workplace. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
