Lead Credit Risk Strategy Analyst

3 weeks ago


London, Greater London, United Kingdom Cleo AI Full time

Lead Credit Risk Strategy Analyst

Cleo AI is seeking a skilled and detail-oriented Lead Credit Risk Strategy Analyst to enhance our team. In this pivotal role, you will be instrumental in crafting innovative credit assessment models and strategies tailored for our Cleo+ subscription service. This position offers a chance to collaborate with a vibrant team and significantly influence the financial well-being of our users.

Key Responsibilities

  • Leverage proprietary and external data sources to improve customer interactions and minimize loss rates.
  • Refine risk thresholds and policies to broaden access to credit offerings.
  • Employ quantitative analysis to pinpoint risk factors and suggest mitigation tactics.
  • Develop dashboards to track product performance metrics.
  • Design and evaluate experiments related to credit offerings.
  • Implement sophisticated methods to counteract fraud risks.
  • Promote a data-centric culture throughout the organization.

Qualifications

  • Bachelor's degree in Engineering, Mathematics, Finance, or a related discipline; a Master's degree is advantageous.
  • 3-5 years of experience in credit risk evaluation, ideally within the FinTech sector.
  • Understanding of US state and federal lending regulations.
  • Proficiency in SQL, Python, and statistical modeling software.
  • Familiarity with machine learning methodologies.
  • Strong skills in Excel.
  • Experience with A/B testing methodologies.
  • Meticulous attention to detail and outstanding organizational abilities.
  • Capacity to excel in a fast-paced environment.
  • Experience with business intelligence platforms.
  • Exceptional communication capabilities.

Perks and Benefits

  • Competitive salary and compensation package.
  • Opportunity to contribute to a rapidly growing technology startup.
  • Flexible working arrangements.
  • Comprehensive benefits package, including annual leave, retirement plans, insurance, and more.
  • Regular social and wellness initiatives.
  • Access to online mental health resources.

Interview Process

Our interview process consists of multiple stages designed to evaluate your background and expertise. You will have the chance to engage with our team and discuss your experience and suitability for the position.



  • London, Greater London, United Kingdom Harnham Full time

    LEAD CREDIT RISK STRATEGY ANALYSTUp to £75,000 + BONUS + OPPORTUNITY TO WORK ABROADLOCATION: LONDONA prominent fintech digital banking institution is seeking a Lead Credit Risk Strategy Analyst. This pivotal role will contribute to the development of essential credit risk and commercial strategies for their lending offerings.ABOUT THE COMPANYThis...


  • London, Greater London, United Kingdom Cleo AI Full time

    Lead Credit Risk Strategy AnalystCleo AI is seeking a skilled and detail-oriented Lead Credit Risk Strategy Analyst to enhance our team. In this pivotal role, you will be instrumental in crafting cutting-edge credit assessment models and strategies tailored for our subscription offerings. This position provides a unique opportunity to collaborate with a...


  • London, Greater London, United Kingdom Harnham Full time £70,000

    About the RoleWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDevelop new insights to drive optimization of credit risk strategiesDetect new trends...


  • London, Greater London, United Kingdom Harnham Full time

    Job Title: Senior Credit Risk Strategy AnalystAbout the RoleWe are seeking a highly skilled Senior Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our credit risk team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDeveloping new...


  • London, Greater London, United Kingdom Harnham Full time

    Job Title: Senior Credit Risk Strategy AnalystAbout the RoleWe are seeking a highly skilled Senior Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our credit risk team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDeveloping new...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Credit Risk Strategy Analyst to join our team. As a Credit Risk Strategy Analyst, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDeveloping new insights to drive optimisation of credit risk strategies.Detecting new...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Credit Risk Strategy Analyst to join our team. As a Credit Risk Strategy Analyst, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDeveloping new insights to drive optimisation of credit risk strategies.Detecting new...


  • London, Greater London, United Kingdom Harnham Full time

    Credit Strategy ManagerUp to £100,000HybridCompany OverviewWe are seeking a Credit Strategy Manager to join a leading and innovative FinTech organization. In this pivotal role, you will leverage your expertise in credit risk strategy to enhance business performance and profitability. Your proficiency in SQL and Python will be essential in driving strategic...


  • London, Greater London, United Kingdom Harnham Full time £70,000

    About the RoleWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our organization, you will play a crucial role in driving business growth and profitability through the development of effective credit risk strategies.Key ResponsibilitiesDevelop new insights to drive optimization of credit risk...


  • London, Greater London, United Kingdom Harnham Full time £70,000

    About the RoleWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our organization, you will play a crucial role in driving business growth and profitability through the development of effective credit risk strategies.Key ResponsibilitiesDevelop new insights to drive optimization of credit risk...


  • London, Greater London, United Kingdom Harnham Full time £70,000

    About the RoleWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDevelop new insights to drive optimization of credit risk...


  • London, Greater London, United Kingdom Harnham Full time £70,000

    About the RoleWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDevelop new insights to drive optimization of credit risk...


  • London, Greater London, United Kingdom Harnham Full time

    Job DescriptionRole OverviewWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our organization, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.Key ResponsibilitiesDeveloping new insights to drive optimization of credit risk...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our organization, you will play a critical role in driving business growth and profitability through the development of innovative credit risk strategies.About the RoleAs a Credit Risk Strategy Analyst, you will be responsible...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our organization, you will play a critical role in driving business growth and profitability through the development of innovative credit risk strategies.About the RoleAs a Credit Risk Strategy Analyst, you will be responsible...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will be responsible for developing and driving lending strategies across the business, with a specific focus on commercial growth.Key ResponsibilitiesDevelop and implement credit risk strategies to drive commercial growth and...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will be responsible for developing and driving lending strategies across the business, with a specific focus on commercial growth.Key ResponsibilitiesDevelop and implement credit risk strategies to drive commercial growth and...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Senior Credit Risk Strategy Analyst to join our team. As a key member of our organization, you will be responsible for developing and driving lending strategies across the business, with a specific focus on commercial growth.Key ResponsibilitiesDevelop and implement credit risk, pricing, and affordability...


  • London, Greater London, United Kingdom Barclays UK Full time

    Credit Risk Strategy Analyst at BarclaysJoin us at Barclays as a Credit Risk Strategy Analyst where you will be working as part of the 1LOD Risk team, within UK Corporate team, managing the risk strategy across the full credit lifecycle, using analytics and commercial acumen to optimise whilst ensuring the customer and regulatory requirements are fully...


  • London, Greater London, United Kingdom Harnham Full time

    Job SummaryHarnham is seeking a highly skilled Lead Credit Risk Analyst to join our team. As a Lead Credit Risk Analyst, you will play a key role in developing and implementing credit risk strategies to drive business growth.About the RoleThis is an exciting opportunity to join a fast-paced lender as a Lead Credit Risk Analyst. You will work closely with...