Credit Risk Strategy Analyst

1 month ago


London, Greater London, United Kingdom Barclays UK Full time
Credit Risk Strategy Analyst at Barclays

Join us at Barclays as a Credit Risk Strategy Analyst where you will be working as part of the 1LOD Risk team, within UK Corporate team, managing the risk strategy across the full credit lifecycle, using analytics and commercial acumen to optimise whilst ensuring the customer and regulatory requirements are fully adhered to. You will be developing and supporting on the Financial Assistance Strategy to ensure it remains commercially optimised and adheres to all regulatory and risk/policy requirements.

This role is based in London. Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific and any changes must be reviewed. It is important that you ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time.

Purpose of the Role

To negotiate and execute structured lending opportunities working across our corporate and sponsor client base to ensure a great customer outcome.

Accountabilities
  • Negotiation and documentation of deal terms in partnership with legal counsel and bank policy.
  • Management of the flow of transactions through to completion, including the timely escalation of any issues and ensuring that commercial risks are adequately covered through the various protections in the finance documents.
  • Co-ordination of relevant deal team discussions to include the client, Relationship team and other key stakeholders such as Professional Advisors, Legal Counsel, Tax etc.
  • Development and implementation of risk management strategies, including the identification of potential credit risks, assessment of impact scenarios, and recommendations of mitigation measures to reduce the bank's overall exposure.
  • Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate lending solutions.
  • Monitoring and analysis of industry trends and legal developments and sharing knowledge, best practices and suggestion with the team.
  • Monitoring of key metrics such as new client acquisition, loan volume, revenue generation, and market share to assess the performance of the commercial banking segment.

    Analyst Expectations
    • Will have an impact on the work of related teams within the area.
    • Partner with other functions and business areas.
    • Takes responsibility for end results of a team's operational processing and activities.
    • Escalate breaches of policies/procedure appropriately.
    • Take responsibility for embedding new policies/procedures adopted due to risk mitigation.
    • Advise and influence decision making within own area of expertise.
    • Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
    • Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.
    • Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
    • Make evaluative judgements based on the analysis of factual information, paying attention to detail.
    • Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
    • Guide and persuade team members and communicate complex/sensitive information.
    • Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

      All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.


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