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Mortgage Underwriter

2 months ago


Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time
About the Role

We are seeking an experienced Mortgage Underwriter to join our growing team at Ultimate Banking. As a key member of our underwriting team, you will play a crucial role in assessing and underwriting mortgage applications to ensure all lending complies with our credit risk policy.

Key Responsibilities
  • Assess and underwrite mortgage applications to ensure compliance with our credit risk policy
  • Work with the processing team to prepare case files and assist intermediary partners with new applications
  • Utilize your knowledge of Buy to Let lending, including Limited Company, HMO, and Multi lets
  • Develop and maintain a good understanding of the mortgage process
  • Work under pressure to tight deadlines with a 'can do' attitude
  • Manage records and files effectively
  • Collaborate with the team to prioritize tasks and achieve goals
  • Communicate effectively with colleagues and stakeholders
What We Offer
  • A hybrid working pattern with office days in Milton Keynes and remote workdays
  • A contributory pension scheme
  • Death in service benefit
  • Vitality Private Medical Insurance and dental cover
  • Employee Assistance Program
  • Discretionary annual bonus
  • Additional holiday days over Christmas