Mortgage Underwriter Position

1 week ago


Maidstone, Kent, United Kingdom Team Jobs - Commercial Full time
Mortgage Underwriter Role

We are seeking a skilled Mortgage Underwriter to join our team at Team Jobs - Commercial. As a Mortgage Underwriter, you will play a crucial role in ensuring that mortgage applications are assessed accurately and in line with lending compliance and procedures.

Key Responsibilities:
  • Underwrite mortgage applications to high standards, adhering to lending criteria.
  • Monitor CAIS/Credit data for all individual/company applications.
  • Assess portfolio landlords to ensure compliance with current regulations and guidelines.
  • Effectively manage your own pipeline and prioritize allocated workloads against agreed service standards.
  • Take ownership of more complicated cases and queries, and plan and prioritize allocated workloads against agreed service standards.
  • Assess applications within a prescribed mandate level and present them to higher mandate holders/Credit Committee when applicable.
  • Build and maintain effective relationships with colleagues across the business.
Requirements:
  • A minimum of 1 year's underwriting experience.
  • A strong understanding of the mortgage process and a strong knowledge of the mortgage market.
  • Proactive in assessing applications and communicating with clients and internally within the business, seeking to exceed customer expectations.
  • Supports colleagues with a positive approach, seeking the best outcome.
  • Strong analytical skills and logical approach to problem-solving, with high attention to detail.
  • Strong teamwork, communication, and collaborative skills.
Benefits:
  • 25 days' holiday plus bank holidays.
  • Private health.
  • Generous pension contributions.
  • Death in service benefit.
  • Supported training and development.
  • Free parking.


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