Senior Credit Risk Analyst

3 weeks ago


Reading, Reading, United Kingdom Project People Full time
Senior Credit Risk Analyst
Permanent Position
Flexible Onsite Work Arrangement

We are a forward-thinking and progressive organisation dedicated to effectively managing credit exposure.

Our team is integral to safeguarding the financial stability of our enterprise while ensuring a positive experience for our clients.

As a Senior Credit Risk Analyst, you will play a pivotal role in strategic decision-making. Your analytical insights and data-driven suggestions will significantly influence our credit frameworks, methodologies, and overall performance.

Key Responsibilities:
- Oversee, refine, and enhance essential credit scorecards and decision-making metrics across both consumer and commercial pathways.
- Collaborate with fellow team leaders to pinpoint risks, streamline processes, and enhance connections within our ecosystem.
- Offer constructive feedback on proposals, initiatives, and services.
- Conduct data analysis utilizing tools such as Excel, SAS, Alteryx, and Python to uncover trends and opportunities.
- Critically assess existing credit policies and recommend impactful modifications.
- Execute regular and ad-hoc analyses, delivering actionable insights to foster positive results.

Required Qualifications:
- Proven experience in managing and developing credit scorecards (Essential).
- Proficient in advanced Excel functionalities (Macros, Pivots, VLOOKUP, conditional formatting, etc.). Knowledge of VBA is advantageous.
- Recent experience in data analysis using SAS/SQL, Alteryx, or comparable tools (within the last 6 months).
- A degree in mathematics, finance, or a related field, or demonstrated experience at a senior/lead analyst level.

Project People is acting as an Employment Agency in relation to this vacancy.

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