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Lead Credit Risk Analyst

2 months ago

London, Greater London, United Kingdom Harnham Full time
Job Title: Lead Credit Risk Analyst

Join Harnham, a leading UK FinTech, as a Lead Credit Risk Analyst and contribute to the growth of their SME lending book.

Key Responsibilities:

  • Develop lending strategies across the customer lifecycle to enhance profitability and decisioning
  • Develop and implement models, including scorecards and NPV models, to enhance lending
  • Analyse trends in lending portfolios to drive insight and enhance business performance
  • Lead the incorporation of new data sources to enhance and improve decisioning, collaborating with Underwriting, Data Science, and Marketing teams

Requirements:

  • Previous experience in and knowledge of SQL is essential, Python desirable
  • Experience in developing lending strategies in a consumer lending environment is essential
  • Understanding of and exposure to credit risk models, such as scorecards
  • Experience with SME or wider business lending is essential

What We Offer:

  • Base salary of up to £85,000
  • Discretionary Bonus
  • Company pension scheme
  • Company equity
  • 25 days holiday

How to Apply:

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link