Buy to Let Mortgage Underwriter

2 weeks ago


Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time
About the Role

Quantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Buy to Let Mortgage Underwriter to join our dynamic team. As a Buy to Let Mortgage Underwriter, you will play a crucial role in underwriting new complex BTL applications, valuation reports, and approving fully packaged cases for offer.

Main Responsibilities
  • Loan Processing and Underwriting: Process and underwrite new loans in line with credit policy, responsible lending policy, and underwriting manual.
  • Borrower Assessment: Assess borrower creditworthiness and underwrite new mortgage applications from initial receipt through to completion.
  • Business Improvement: Participate and contribute to ongoing business improvement activity.
  • Customer Service: Deliver a first-class proactive customer service through inbound and outbound communication to all case stakeholders, including introducers, service suppliers, reference providers, and occasionally applicants.
  • Product Knowledge: Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes.
  • Data Accuracy: Ensure a high level of accuracy of data entry and ongoing record keeping.
  • Team Support: Support the processing team and underwriting peer group in delivering an excellent, compliant service with prompt and accurate decisions at each stage of the process.
Requirements
  • Underwriting Experience: A current or recent Underwriting Mandate within specialist Buy to Let.
  • Mortgage Process Knowledge: A good understanding of the mortgage process.
  • Pressure Management: Knowledge of working under pressure to tight deadlines - a 'can do' attitude.
  • Record Management: Record/file management experience.
  • Task Prioritization: Ability to prioritize tasks.
  • Communication Skills: Excellent communication skills.
  • Adaptability: Adaptability and flexibility to accommodate ever-changing business needs.
What We Offer
  • Hybrid Working Pattern: A hybrid working pattern with a mixture of 2 office-based days and 3 days a week home working.
  • Pension Scheme: Contributory pension scheme.
  • Life Cover: 4 x Death in service life cover.
  • Private Medical Insurance: Vitality Private Medical Insurance & dental cover.
  • Holiday Entitlement: 23 days holiday plus an additional 2 days paid leave over Christmas.
  • Discretionary Bonus: Discretionary annual bonus.


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    About the RoleUltimate Banking is seeking a skilled Mortgage Underwriter to join our growing team. As a key member of our lending team, you will be responsible for assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About Quantum MortgagesQuantum Mortgages is a specialist Buy to Let lender, providing finance to professional landlords who are underserved by high street lenders and even many of the existing specialist lenders. As a result of continued rapid growth, there is now an opportunity for additional Buy to Let Mortgage Underwriters to join our dynamic team.Job...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About the RoleQuantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Buy to Let Mortgage Underwriter to join our dynamic team. As a Buy to Let Mortgage Underwriter, you will play a crucial role in underwriting new complex BTL applications, valuation reports, and approving fully packaged cases for offer.Key...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About Quantum MortgagesQuantum Mortgages is a specialist Buy to Let lender, providing finance to professional landlords who are underserved by high street lenders and even many of the existing specialist lenders. We are a dynamic and growing company, recognized for our expertise and commitment to delivering exceptional service.Job SummaryWe are seeking an...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    Job DescriptionQuantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Mortgage Underwriter to join our dynamic team. As a Mortgage Underwriter, you will play a crucial role in underwriting new complex Buy to Let applications, valuation reports, and approving fully packaged cases for offer.Main Responsibilities:Loan Processing...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About the RoleQuantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Buy to Let Mortgage Underwriter to join our dynamic team. As a Buy to Let Mortgage Underwriter, you will play a crucial role in underwriting new complex BTL applications, valuation reports, and approving fully packaged cases for offer.Main ResponsibilitiesLoan...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About the RoleQuantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Mortgage Underwriter to join our dynamic team. As a Mortgage Underwriter, you will play a crucial role in underwriting new complex BTL applications, valuation reports, and approving fully packaged cases for offer.Key ResponsibilitiesUnderwriting and Processing:...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    Job OverviewQuantum Mortgages, a distinguished name in the mortgage industry, has been celebrated for its exceptional performance and service in the Buy to Let sector. We pride ourselves on catering to professional landlords who often find themselves overlooked by traditional lenders.Due to our ongoing expansion and the increasing demand from our...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About Quantum Mortgages: Quantum Mortgages has been recognized for its excellence in the mortgage industry, providing tailored financial solutions to professional landlords who often find themselves overlooked by traditional lending institutions.Position Overview: Due to our ongoing expansion and the increasing demand from our intermediary partners, we are...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    About Quantum MortgagesQuantum Mortgages is a specialist Buy to Let lender, providing finance to professional landlords who are underserved by high street lenders and even many of the existing specialist lenders. As a result of continued rapid growth, there is now an opportunity for additional Buy to Let Mortgage Underwriters to join our dynamic team.Job...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    Job Title: Senior Mortgage Underwriting ManagerJob Summary:Ultimate Banking is seeking an experienced Senior Mortgage Underwriting Manager to join our team. As a key member of our underwriting team, you will be responsible for managing the end-to-end mortgage processing and underwriting teams, ensuring all loans are written within the company's risk...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    Job Title: Senior Mortgage Underwriting ManagerJob Summary:Ultimate Banking is seeking an experienced Senior Mortgage Underwriting Manager to join our team. As a key member of our underwriting team, you will be responsible for managing the end-to-end mortgage processing and underwriting teams, ensuring all loans are written within the company's risk...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As an Underwriter, you will play a crucial role in assessing and underwriting mortgage applications to ensure all lending complies with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As an Underwriter, you will play a crucial role in assessing and underwriting mortgage applications to ensure all lending complies with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    Job DescriptionQuantum Mortgages, a leading specialist Buy to Let lender, is seeking an experienced Mortgage Underwriter to join our dynamic team. As a Mortgage Underwriter, you will play a crucial role in underwriting new complex BTL applications, valuation reports, and approving fully packaged cases for offer.Main Responsibilities:Loan Processing and...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    Job Summary:Ultimate Banking is seeking an experienced Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for assessing and underwriting mortgage applications to ensure all lending complies with our company's credit risk policy.Key Responsibilities:Assess and underwrite mortgage applications to ensure compliance with...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Ltd Full time

    Job Summary:Ultimate Banking Ltd is seeking a highly skilled Mortgage Underwriter to join our team. As a key member of our lending department, you will be responsible for assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key Responsibilities:Conduct thorough risk assessments of mortgage applications to ensure...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Ltd Full time

    Job Summary:Ultimate Banking Ltd is seeking a highly skilled Mortgage Underwriter to join our team. As a key member of our lending department, you will be responsible for assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key Responsibilities:Conduct thorough risk assessments of mortgage applications to ensure...


  • Milton Keynes, Milton Keynes, United Kingdom Ultimate Banking Full time

    Job Summary:Ultimate Banking is seeking an experienced Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for assessing and underwriting mortgage applications to ensure all lending complies with our company's credit risk policy.Key Responsibilities:Assess and underwrite mortgage applications to ensure compliance with...


  • Milton Keynes, Milton Keynes, United Kingdom Quantum Mortgages Full time

    **About Quantum Mortgages**Quantum Mortgages is a specialist Buy to Let lender, providing finance to professional landlords who are underserved by high street lenders and even many of the existing specialist lenders.**Job Overview**We are seeking a highly skilled and experienced Buy to Let Mortgage Underwriter to join our dynamic team. As a Buy to Let...