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Risk Assessment Specialist

2 months ago

Exeter, United Kingdom Elite Recruitment Solutions Full time
Life & Disability Insurance Risk Assessment Specialist

Location: Exeter, Permanent, Full-Time

Salary:
£38,000 - £40,000 Per annum

Benefits:
• Comprehensive Pension Scheme.
• Flexible Work-from-Home Options.
• Annual Performance-Based Bonus.
• 27 Days of Annual Leave plus Bank & Public Holidays.
• Additional Day Off for Your Birthday.
• 2 Days of Paid Volunteering Leave Each Year.
• Complimentary Life Insurance (four times your salary).
• Free Income Protection Insurance.
• Health Insurance at No Cost.
• Additional Perks through Perkbox Scheme.
• Annual Company Bonus Program.
• Exceptional Study Support Opportunities.

Job Overview:
As a Risk Assessment Specialist in Exeter, you will play a crucial role in evaluating and analysing insurance applications to ascertain risk levels and set appropriate premiums.

Key Responsibilities:
• Assess insurance applications and evaluate risk levels.
• Determine suitable premiums based on risk analysis.
• Review and underwrite insurance policies effectively.
• Calculate premiums in accordance with risk assessments.
• Collaborate with insurance brokers and agents.
• Maintain precise underwriting documentation.

Required Qualifications:
• Strong analytical capabilities.
• Excellent decision-making skills.
• Keen attention to detail.
• Effective communication abilities.
• Capacity to work independently.

Education, Experience, Knowledge, and Skills:
• A minimum of a Bachelor's degree in Finance, Business, or a related discipline.
• Prior experience in insurance underwriting is essential.
• Familiarity with insurance regulations and policies.
• Proficient in risk assessment and analysis techniques.
• Strong computer skills, particularly in MS Office.

Preferred Qualifications:
• Professional certification in insurance underwriting.
• Experience within the insurance sector.
• Advanced analytical skills.

To achieve the higher salary, candidates must demonstrate their capability to meet the key criteria of the role through past experiences and during the interview process.