Senior Credit Risk Manager

2 weeks ago


Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

Admiral Insurance Plc, a leading insurance company, is seeking a Senior Credit Risk Analyst to join their team. This role involves leading credit risk and pricing analytics for their motor lending product. The successful candidate will be responsible for building credit risk and pricing models, monitoring portfolio performance, and refining credit strategy.

The ideal candidate will have prior consumer lending experience and possess strong quantitative, analytical, and technical skills. This role offers the flexibility of being fully remote with occasional visits to the company's office.

About the company: Admiral Insurance Plc combines the innovation of a start-up with the stability of a large parent company. They are dedicated to creating a special lending business for their customers.

Key Responsibilities

  • Design and deploy effective decisioning rulesets and policies.
  • Monitor portfolio risk/reward profile and propose acquisition strategy changes.
  • Refine affordability processes and analyze portfolio performance.
  • Generate key management information to support business direction.
  • Develop credit risk strategies to optimize customer outcomes.

Requirements

  • Advanced financial modeling skills and experience building scorecards.
  • Proficiency in SQL and Python for data analysis and modeling.
  • Prior consumer credit risk experience.
  • Excellent written and communication skills.
  • Relevant professional qualification is a plus.

Benefits and Work-Life Balance

Admiral Insurance Plc offers a range of benefits to ensure employees have a great work-life balance. With a commitment to diversity and inclusion, Admiral is an equal opportunities employer.



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