Lead Scientist
3 days ago
About the Role:
We're seeking a highly skilled and experienced professional to join our team as a Lead Scientist in Credit Risk Modeling. As a key member of our Borrowing Decision Scientists team, you will play a critical role in improving customer and business outcomes through better automated decisioning, using Machine Learning and Statistical modeling.
Key Responsibilities:
- Drive innovations by identifying new opportunities for data and ML applications, and delivering business value across multiple Borrowing products.
- Develop and maintain in-depth knowledge and experience in the credit industry, including products, data, typical ML applications, and related regulations.
- Collaborate with cross-functional teams and senior stakeholders to manage complex projects, including project scoping, data curation, model optimization, performance analysis, deployment, monitoring, and diagnosis.
- Ensure the quality and efficiency of model development, and spearhead the continuous development of our toolings, methodologies, and processes.
- Work with external data suppliers and industry peers to push the innovation frontiers for the credit industry.
Requirements:
- Excellent technical skills in Python, SQL, and statistics.
- Extensive knowledge of the credit industry, including products, data, typical ML applications, and related regulations.
- Hands-on experience across the lifecycle of credit risk models, including project scoping, data curation, model optimization, performance analysis, deployment, monitoring, and diagnosis.
- Successful track record of managing complex projects, with cross-functional teams and senior stakeholders.
Preferred Qualifications:
- Previous experience of handling relationships with data suppliers such as credit bureaus.
- Previous experience of managing data and model governance.
What We Offer:
- Opportunity to work with a leading fintech company, Monzo, and contribute to its growth and success.
- Collaborative and dynamic work environment.
- Flexible working hours and trust to work enough hours to do the job well.
- Learning budget of £1,000 a year for books, training courses, and conferences.
- Equal opportunities for everyone, with a focus on diversity and inclusion.
Interview Process:
The interview process will involve a take-home task and four virtual face-to-face stages, including a technical interview, case study, value and collaboration, and leadership assessment.
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