Credit Portfolio Analyst

1 month ago

London, United Kingdom SilverRock Bank Full time
Job Title: Credit Portfolio Analyst

SilverRock Bank is seeking a highly skilled Credit Portfolio Analyst to join our team. As a key member of our commercial centre, you will play a critical role in the feasibility, execution, and oversight of our credit & asset strategy for a multi-asset class loan portfolio.

Key Responsibilities:
  • Conduct commercial feasibility analysis of potential portfolio acquisitions and forward flow contracts, including asset creditworthiness and unit economic in line with our criteria and targeted returns.
  • Support the monitoring of individual assets and portfolios at on-boarding against key risk indicators (KRIs), including credit score, affordability, and debt to income ratios.
  • Support the monitoring of credit risk on an ongoing basis through the review of related management information, credit dashboards, watch lists, and metrics, enabling the identification and remediation of risk issues and breaches of limits.
  • Provide commercial and credit insights based upon internal and external data at a lender, asset class, and portfolio level, supporting credit risk stress testing as part of our planning processes.
  • Participate in asset quality reviews on specific lender portfolios.
  • Utilize SilverRock credit management information insight to assess, inform, and feedback on lender partners' collection strategies.
Requirements:
  • Commercial credit risk and/or financial analytical experience based upon demonstrable data and analytical expertise.
  • Excellent communication skills and the ability to thrive in a dynamic start-up environment.
  • Ability to act clearly and decisively, particularly under pressure.
  • Strong communication and engagement with lending partners and with our three lines of defence, with a respectful and professional interaction.
Desirable Skills:
  • Experience in SME lending (unsecured and secured) and unsecured consumer lending.
  • Ability to see the bigger picture on overall strategy for the evolution of commercial and credit risk performance.
  • Good planning and organizational skills, with the ability to handle several tasks simultaneously and coordinate key projects with a variety of stakeholders.
  • Advanced computer skills, experience in or the desire to work with data and data manipulation tools.
  • Financial and cashflow modelling skills, with experience modelling detailed and complex cashflows and conducting analysis using large data sets.
  • Analytical skills, with the ability to make deductions and meaning from rather complex and abstract situations and make sound decisions from them.
Qualifications:
  • Bachelor's degree in a numerate degree, accounting, economics, finance, mathematics, or other STEM field.
  • Experience and a desire to pursue a career in Banking Credit and Financial Analytics.
  • Basic understanding of accounting, statistics, and economics.
Benefits:
  • Lifestyle and family-friendly policies.
  • Health Insurance for you and your spouse.
  • 28-day Holiday Entitlement (plus bank holidays).
  • Life Insurance.
  • Pension Contributions.

Must have UK work authorisation.

No recruiters please.

  • Credit Portfolio Analyst

    1 month ago

    London, Greater London, United Kingdom Mason Blake Full time

    Senior Credit Analyst OpportunityMason Blake is seeking a highly skilled Senior Credit Analyst to join their growing London team. As a key member of the credit function, you will be responsible for providing quantitative analytical and research support to Senior Credit Analysts, analyzing the underlying credit of portfolios.Key Responsibilities:Develop and...

  • Credit Portfolio Analyst

    1 month ago

    London, Greater London, United Kingdom Mason Blake Full time

    Senior Credit Analyst OpportunityMason Blake is seeking a highly skilled Senior Credit Analyst to join their growing London team. As a key member of the credit function, you will be responsible for providing quantitative analytical and research support to Senior Credit Analysts, analyzing the underlying credit of portfolios.Key Responsibilities:Develop and...

  • Credit Portfolio Analyst

    3 weeks ago

    London, Greater London, United Kingdom SilverRock Bank Full time

    Job DescriptionAs a key member of the SilverRock Bank team, the Credit Portfolio Analyst will play a critical role in the bank's credit and asset strategy. Reporting directly to the Head of Credit, this role will be responsible for analyzing and evaluating credit risk across various asset classes.The ideal candidate will have a strong background in credit...

  • Credit Portfolio Analyst

    3 weeks ago

    London, Greater London, United Kingdom Mason Blake Full time

    Key ResponsibilitiesAs a Credit Analyst at Mason Blake, you will be responsible for providing quantitative analytical and research support to Senior Credit Analysts, analyzing the underlying credit of portfolios, and producing financial models to assist with due diligence reviews for potential investments.Key Requirements3-4 years' experience in buy-side...

  • Credit Portfolio Analyst

    4 weeks ago

    London, Greater London, United Kingdom SilverRock Bank Full time

    Job Title: Credit Portfolio AnalystAt SilverRock Bank, we are seeking a highly skilled Credit Portfolio Analyst to join our team. As a key member of our commercial centre, you will play a critical role in the feasibility, execution, and oversight of our credit & asset strategy for a multi-asset class loan portfolio.The successful candidate will be...

  • Credit Portfolio Analyst

    4 weeks ago

    London, Greater London, United Kingdom SilverRock Bank Full time

    Job Title: Credit Portfolio AnalystAt SilverRock Bank, we are seeking a highly skilled Credit Portfolio Analyst to join our team. As a key member of our commercial centre, you will play a critical role in the feasibility, execution, and oversight of our credit & asset strategy for a multi-asset class loan portfolio.The successful candidate will be...

  • Credit Portfolio Analyst

    4 weeks ago

    London, United Kingdom SilverRock Bank Full time

    Job Title: Credit Portfolio AnalystSilverRock Bank is seeking a highly skilled Credit Portfolio Analyst to join our team. As a key member of our commercial centre, you will play a critical role in the feasibility, execution, and oversight of our credit & asset strategy for a multi-asset class loan portfolio.Key Responsibilities:Conduct commercial feasibility...

  • Credit Portfolio Analyst

    1 week ago

    London, United Kingdom SilverRock Bank Full time

    Job Description Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio. The role will be central to the build-out of a commercially viable,...

  • Credit Portfolio Analyst

    7 days ago

    London, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio. The role will be central to the build-out of a commercially viable, risk managed, and...

  • Credit Portfolio Analyst

    1 month ago

    London, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.The role will be central to the build-out of a commercially viable, risk managed, and...

  • Credit Portfolio Analyst

    1 month ago

    London, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.The role will be central to the build-out of a commercially viable, risk managed, and...

  • Credit Portfolio Analyst

    1 month ago

    London,, UK, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.The role will be central to the build-out of a commercially viable, risk managed, and...

  • Portfolio Credit Risk Analyst

    3 weeks ago

    London, Greater London, United Kingdom SilverRock Bank Full time

    Job DescriptionAs a key member of the SilverRock Bank team, the Portfolio Credit Risk Analyst will play a critical role in the commercial centre of the bank, supporting the Head of Credit and working closely with the Head of Assets. This role is responsible for the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class...

  • Credit Portfolio Analyst

    1 month ago

    London, Greater London, United Kingdom PIC Full time

    {"Role": "Credit Research Analyst", "Description": "Job SummaryPIC is seeking a skilled Credit Research Analyst to join its Investment team. The successful candidate will be responsible for conducting thorough analysis of public sector entities, including sovereigns, local authorities, and universities, to inform investment decisions.Key...

  • Credit Portfolio Analyst

    1 month ago

    London, Greater London, United Kingdom PIC Full time

    {"Role": "Credit Research Analyst", "Description": "Job SummaryPIC is seeking a skilled Credit Research Analyst to join its Investment team. The successful candidate will be responsible for conducting thorough analysis of public sector entities, including sovereigns, local authorities, and universities, to inform investment decisions.Key...

  • Credit Portfolio Analyst

    2 weeks ago

    London Area, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.The role will be central to the build-out of a commercially viable, risk managed, and...

  • Credit Portfolio Analyst

    1 month ago

    London Area, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.The role will be central to the build-out of a commercially viable, risk managed, and...

  • Senior Credit Controller

    6 days ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    Accounting Role DescriptionPortfolio Credit Control is currently seeking a skilled Credit Controller to join our team. As a Credit Controller, you will play a vital role in managing the credit and collections processes to ensure timely payments from clients.Monitor and enforce existing credit policies to ensure best practice across the Accounts Receivable...

  • Credit Portfolio Management Analyst

    7 days ago

    London, United Kingdom SilverRock Bank Full time

    Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio. The role will be central to the build-out of a commercially viable, risk managed, and...

  • Senior Credit Controller

    2 months ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    Job DescriptionPortfolio Credit Control is seeking a highly skilled and experienced professional to join our team as a Senior Credit Controller. As a key member of our credit control function, you will be responsible for managing the credit and collections processes to ensure timely payments from leasehold tenants.Key Responsibilities:Monitor and enforce...