Current jobs related to Credit Portfolio Analyst - London, UK - SilverRock Bank

  • Corporate Credit Analyst

    1 month ago

    London,, UK, United Kingdom RCQ Associates - Financial Markets Specialists Full time

    A leading investment bank is seeking a VP level Credit Analyst to join their expanding Corporate Credit departments, with a focus on a portfolio of circa 10-15 firms in the TMT and Utilities sectors. You will be a lead analyst responsible for the oversight of junior analysts (both on and off-shore), for a portfolio of Midcap & large cap firms, often with a...

  • Senior Credit Analyst

    1 week ago

    London, UK, UK, United Kingdom Nevastar Finance Full time

    Nevastar Finance is an independent investment manager specialising in providing tailored investment solutions across asset classes to institutions, corporations, and ultra-high-net-worth families. Nevastar Finance was established in 2003 in London and has offices in Geneva, Zurich and Luxembourg with over 40 employees. Capital preservation, consistent...

  • Lead Acquisitions Strategy Analyst

    1 month ago

    London,, UK, United Kingdom Harnham Full time

    Lead Acquisitions Strategy Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Acquisitions Strategy Analyst top innovative lending business based in London. Within this role you will be bringing your credit card acquisitions experience to support the business growth across the credit card portfolio using tools like SQL and Python.The RoleAs a...

  • Senior Credit Collections Analyst

    2 months ago

    London,, UK, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Lead Credit Collections Analyst

    1 month ago

    London,, UK, United Kingdom Harnham Full time

    Lead Credit Collections AnalystUp to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Opportunistic Credit

    2 months ago

    London,, UK, United Kingdom Metis Search Full time

    Job DescriptionSeeking an Investment Analyst to join a Opportunistic Credit team at a distinguished investment management firm with over $9 billion in assets under management. The role entails identifying and evaluating high-yield, stressed, and distressed credit investment opportunities across various sectors with the candidate collaborating closely with...

  • Senior Credit Analyst

    1 month ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Senior Credit AnalystWe are currently recruiting for a Senior Credit Analyst on behalf of a leading international bank based in London. This is a pivotal role within the Credit Risk Department, where the successful candidate will be instrumental in evaluating credit risk, presenting recommendations to the Credit Committee, and monitoring credit exposure to...

  • Credit Quantitative Analyst

    5 days ago

    London, UK, UK, United Kingdom Selby Jennings Full time

    Quantitative Analyst - Long/Short European CreditJoin a leading financial institution as a Credit Quantitative Analyst, specialising in the discretionary long/short European credit space. Based in London, this role offers the chance to merge advanced quantitative skills with cutting-edge credit market analysis, working alongside a high-performing team to...

  • Associate, CLO Leveraged Credit Analyst

    8 months ago

    London, UK, United Kingdom eFinancialCareers Full time

    Responsibilities: Provide analytical and research support to Senior Credit Analysts; Create and maintain financial models, including sensitising projected corporate business plan performance of potential investments; Assist with due diligence review for potential investments; Produce (and, in time, present) credit papers to credit committee; Monitor a...

  • Credit Portfolio Officer

    1 month ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Credit Portfolio OfficerAn esteemed international financial institution is seeking a Credit Portfolio Officer to join their Credit Management Department. This role focuses on monitoring and analyzing the credit portfolio to ensure effective risk management, regulatory compliance, and reporting accuracy.Key Responsibilities:Portfolio Monitoring: Analyze the...

  • Junior Credit Analyst

    2 months ago

    London,, UK, United Kingdom dnevo Partners Full time

    Our client, a city-based International Bank is currently seeking to hire a fluent Mandarin speaking Analyst.They are happy to consider someone who is working as a Data Analyst, or who has had exposure to Relationship Management or someone who has supported a credit function in a bank.This is a fantastic opportunity with a wide scope covering credit committee...

  • Fixed Income Analyst

    3 weeks ago

    London,, UK, United Kingdom JJ SEARCH LIMITED Full time

    The Company Our client is a highly successful Investment Management and Wealth Management firm.The Role The Fixed Income Analyst will be responsible for researching, selecting, and monitoring any new Corporate Credit ideas as well as presenting analysis to the Fixed Income committee - predominantly Investment Grade.The Fixed Income Analyst will produce...

  • Commodity Finance Credit Analyst

    7 months ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Our client are an International Bank that are currently searching for a Credit Analyst with a passion for minimizing credit-related losses and evaluating financial risks. As a Credit Analyst, you will play a crucial role in assessing and mitigating credit risks while providing clear recommendations to the banks Credit Committee.Principal Purpose of the...

  • Credit analyst, Real estate investments, US fund

    2 months ago

    London, UK, United Kingdom Greenwich Partners Full time

    We are now working with a US headquartered global investment fund. They have a superb track record of investing in global real estate, and have one of the biggest real estate investment portfolios amongst all investors in the class. They are now looking to recruit an Analyst to their London team, who will work in on the Analysis of credit investments in the...

  • Credit Risk Analyst

    1 week ago

    London, UK, United Kingdom Meredith Brown Associates Full time

    Role & Responsibilities Perform detailed and insightful credit analysis and form an opinion on the creditworthiness of Treasury counterparties and obligors, typically financial institutions or sovereigns. Perform detailed credit analysis and periodic reviews of counterparties, provide independent credit risk recommendations. Active participation in rating...

  • Credit Analyst

    3 weeks ago

    London,, UK, United Kingdom JSS Search Full time

    This is an exciting new role at a leading insurance firm. This individual will provide analytical support for the Political and Credit Risk team. Role responsibilitiesOngoing live portfolio analysis, including maintenance and review of trigger event metrics for all exposure and aggregations, across geographies, industries, obligors, risk types and client...

  • Fund Finance Credit Analyst

    2 months ago

    London,, UK, United Kingdom Carr Lyons Search & Selection Full time

    Role Overview: Seeking an experienced and motivated Credit Analyst to join a front office fund finance team. This is a fantastic opportunity for a finance professional with deep expertise in fund financing to play a crucial role in credit analysis. You will assess and manage credit exposure, conduct detailed financial analyses, and develop insights to...

  • Credit Analyst

    1 month ago

    London,, UK, United Kingdom Bruin Full time

    Reputable International Bank seeking a Credit analyst (VP) to join their team in London, focused on Project and Acquisition Finance.Key Responsibilities Assess proposals submitted to Credit Management department from front office departments of the Bank, and write credit reports in respect of the business proposals. This includes research and evaluation of...

  • Opportunistic Credit

    1 month ago

    London, UK, United Kingdom Metis Search Full time

    Job Responsibilities Develop comprehensive financial models to evaluate high-yield, stressed, and distressed credit opportunities across various sectors. Conduct detailed fundamental analysis based on financial statements, market research, and investor calls to produce accurate performance forecasts. Work alongside senior analysts to analyze capital...

  • Senior Credit Risk Analyst

    3 weeks ago

    London,, UK, United Kingdom Roka Search Full time

    Counterparty Risk Manager - Funds Level: Vice President to DiectorSector: FundsJob Type: PermanentLocation: London, Hybrid WorkingRelevant Experience: Investment Trust, Asset Manager, PE Fund, Sponsor, Hedge FundsAre you a Senior Counterparty Risk Analyst with ambitions of joining one of the leading banks in your market space? My client, a leading Global...

Credit Portfolio Analyst

3 months ago

London, UK, United Kingdom SilverRock Bank Full time

Reporting directly to the Head of Credit, and working closely with the Head of Assets, this is a key role at the commercial centre of the bank and critical to the feasibility, execution, and oversight of the credit & asset strategy for a multi-asset class loan portfolio.


The role will be central to the build-out of a commercially viable, risk managed, and multi-faceted bank balance sheet. The credit analyst will be using internal and external credit related data, alongside 3rd party partner data and apply sophisticated data analysis techniques to help determine asset value, risk-based pricing and the overall credit strategy.

The Credit Portfolio Analyst will support the 1st line assessment of the viability, credit quality, and credit acceptance procedures of our lending partners. The analyst will also be supporting ongoing monitoring of our lending partners and the credit risk of the bank’s portfolio.


The role will be seen as the go-to area to support credit analytical data requirements across the Bank, for example supporting risk adjusted return analysis by lender partners & asset classes plus feed into stress & scenario analysis.


Role Accountabilities:

  • Conducting client commercial feasibility analysis of potential portfolio acquisitions and forward flow contracts, including asset creditworthiness and unit economic in line with the Bank’s criteria and targeted returns
  • Supporting in the monitoring of individual assets and portfolios at on-boarding against KRIs (namely credit score, affordability and debt to income ratios);
  • Supporting in the monitoring credit risk on an ongoing basis through the review of related MI, credit dashboards, watch lists and metrics, enabling the identification and remediation of risk issues and breaches of limits.
  • Provide commercial and credit insights based upon internal and external data at a lender, asset class & portfolio level. Supporting credit risk stress testing as part of the Bank’s planning processes.
  • Be part of the Bank’s team in undertaking asset quality reviews on specific lender portfolios.
  • Using SilverRock credit MI insight to assess, inform and feedback on lender partners collection strategies.



The Candidate

The ideal candidate will have commercial credit risk and/or financial analytical experience based upon demonstrable data & analytical expertise coupled with excellent communication skills and the ability to thrive in a dynamic start-up environment. The candidate will be able to act clearly and decisively, particularly under pressure. SilverRock will build its loan portfolio at pace and the Credit Manager will play a significant role in the portfolio oversight of credit risk across all asset classes and ensuring commercial growth is sustainably balanced with the Bank’s credit risk appetite and policies. Strong communication and engagement with lending partners and with the Bank’s three lines of defence will be required with a respectful and professional interaction.


The skills and experience required are;

  • Experience in Credit Risk and / or Financial Commercial Analytics, Asset Originations and Evaluations for mortgage lending and must possess sound market and industry knowledge.
  • Experience in SME lending (unsecured and secured) and unsecured consumer lending is also desirable
  • Ability to see bigger picture on overall strategy for the evolution of commercial and credit risk performance
  • Good planning and organizational skills: the ability to handle several tasks simultaneously and coordinate key projects with a variety of stakeholders
  • Communication skills: good written and verbal communication skills to be able to work effectively with others, with an ability to communicate and present technical information in a clear and concise manner
  • Advanced computer skills, experience in or the desire to work with data and data manipulation tools is essential
  • Financial and cashflow modelling skills: experience modelling detailed and complex cashflows and conducting analysis using large data sets
  • Analytical skills: the ability to make deductions and meaning from rather complex and abstract situations and make sound decisions from them
  • Energetic, capable of initiating and nurturing relationships
  • Strong collaborator


Key Qualifications

  • Bachelor's degree in a numerate degree accounting, economics, finance, mathematics or other STEM field is a must
  • Experience and a desire to pursue a career in Banking Credit and Financial Analytics
  • Basic understanding of accounting, statistics and economics


Candidates with a bank, non-bank lending platform, rating agency, financial advisory firm or investment fund background with experience in either data and portfolio analytics, cashflow modelling, banking regulatory capital or vinvestment analysis are encouraged to apply.


Benefits

  • Lifestyle and family friendly policies
  • Health Insurance for you and your spouse
  • 28-day Holiday Entitlement (plus bank holidays)
  • Life Insurance
  • Pension Contributions


Must have UK work authorisation

No recruiters please