Business Protection Specialist
6 months ago
A fantastic opportunity to become part of the growing Howden Life and Health Team. We are a Life and Health Insurance Broker ,we believe we can offer the best advice, products and prices to our clients. We believe in putting our clients at the heart of what we do, always giving the best advice in our clients interest.
We take pride in offering an unrivalled service to our clients and partners. We are looking for an experienced Business Protection Adviser to provide ongoing client support and advice for Howden Life & Health's portfolio of new and existing business clients. This is a hybrid based role with 2 days a week in the Gloucester office.
**Benefits of a Business Protection Specialist**
- **Competitive basic salary up to £30,000 per annum**. In addition to this there is a bonus scheme to reward personal achievement.
**- Annual Wellbeing Schedule**
**- Clear career progression structure**
**- Pension scheme**
**- Death in Service Life Insurance**
**- Subsidised Private Medical Insurance**
**- Hybrid role - 3 days from home, 2 days in the office.**
**- 23 days holiday, rising to 25 with service (plus public holidays)**
**- Enhanced maternity, paternity and adoption pay**
**- Enhanced sick pay**
**- Discounted gym membership, retail discounts scheme and childcare vouchers**
**- Perk Box - High Street Savings, Discounted Memberships and Freebies**
**- Health Cash Plan - included but not limited to Dental and optical cover, Online GP, Counselling sessions and much more**
**- Long service rewards**
**- Paid for qualifications**
**- Team building events**
**Requirements of a Business Protection Specialist**
- **Must have experience of selling Protection products****:
- First class sales and customer service skills - B2B and B2C
- Effective communicator with the ability to listen to and assess client’s needs and translate into business opportunities
- Flexibility, adaptability and the ability to work well under pressure, maintaining standards and professional image
- Excellent organisation and prioritisation skills and the ability to manage own workload
- Takes accountability for own performance and initiates improvements when required
**Responsibilities of a Business Protection Specialist**
- Provision of Employee Benefits to include Group Protection, Group Healthcare and Business Protection products for a portfolio of Howden Life & Health's business clients
- Research, communicate and provide a full review service ensuring all clients receive the most appropriate advice and service relating to their insurance needs
- Retain existing business at policy renewal
- Negotiate terms and conditions with insurers
- Consider scheme design of existing arrangements in place for current and prospective clients and if appropriate, suggest and implement appropriate changes
- Build relationships with clients to provide a high level of service
- Respond to queries from both clients and insurers in a pro-active manner
- Identify and respond to all up-sell and cross-sell opportunities
- Learn and retain detailed product knowledge
- Any ad-hoc duties as required
- Champion and drive a strong culture of compliance and regulatory principles such as Treating Customers Fairly (TCF)
- Take responsibility for own personal development in terms of understanding the business, regulation and the insurance industry, acting in accordance with current regulatory procedures, keeping up to date with any changes and sharing this knowledge with colleagues
**Full Time Working Hours
- 39 hours per week**
- We take the security of your data very seriously. To see how your data is processed please read our Privacy Policy for job applicants on our website._
**Job Types**: Full-time, Permanent
**Salary**: Up to £30,000.00 per year
**Benefits**:
- Company events
- Company pension
- Cycle to work scheme
- Discounted or free food
- Employee discount
- Enhanced maternity leave
- Enhanced paternity leave
- Gym membership
- Health & wellbeing programme
- Life insurance
- On-site parking
- Private dental insurance
- Private medical insurance
- Profit sharing
- Referral programme
- Sick pay
- Store discount
- Work from home
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
- Overtime
Supplemental pay types:
- Commission pay
- Quarterly bonus
**Experience**:
- Business Protection Sales: 1 year (required)
Work Location: Hybrid remote in Gloucester
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