Wholesale Credit Risk

2 months ago


Canary Wharf, United Kingdom JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
We are looking for a Vice President to join the Technology, Media, Telecoms (TMT) Credit Risk team within Wholesale Credit Risk EMEA, with a primary focus on venture capital and private equity backed clients in the Innovation Economy.

You will work closely with business partners across the region including Coverage (Client, Sponsor and Industry), Debt Solutions, Debt Finance Group, Acquisition and Leveraged Finance, Asset Based Lending, Capital Markets, M&A, Treasury Services and Trade Finance.

The role will benefit from flexible work arrangements, including work-from-home.

**Responsibilities**:

- Lead in-depth due diligence processes and oversee the production of credit memos with clear recommendations.
- Oversee the production of financial models, running multiple scenarios from which conclusions can be made
- Steer deal processes and teams (comprised of more junior credit colleagues as well as senior business partners) to ensure that transactions are structured to ensure an acceptable risk / reward balance to JPM
- Be responsible for recommending and approving the extension of credit across a variety of products provided by JPM, with the expectation of escalating effectively and early to the extent the transaction falls outside of your personal approval authority
- Think and act strategically, anticipating emerging issues and then driving appropriate actions that mitigate the impact to JPM
- Liaise with other internal departments and external Counsel to successfully negotiate and execute the relevant legal documentation (IE/LF LMA, ISDA & CSA)
- Take personal responsibility for the ongoing pro-active management of the credit exposure across a portfolio of clients.
- Demonstrate sound understanding of J.P. Morgan’s Risk management policies and be comfortable dealing with various stakeholders (including Regulators and Auditors)
- Foster a collaborative and inclusive environment that supports the growth and development of more junior team members

**Required qualifications, capabilities and skills**
- Previous experience in roles with relevant skills for this position
- Strong **quantitative and qualitative analytical skills**, with a ‘hands on’ approach to digging into the details of credit and structure
- Ability to make sound decisions in a high pressure environment
- First rate **project management skills** and demonstrable end to end ownership of work/projects
- Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively
- Proven **people management, coaching and development abilities**:

- Excellent communication skills (both written and verbal)
- Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow
- Documentation knowledge
- **Excel modelling proficiency**

**Preferred qualifications, capabilities and skills**
- Previous experience as a Senior Credit Officer
- Knowledge of the Innovation Economy and developing trends in the UK and European VC market
- Familiarity with venture lending structures (venture debt, recurring revenue lines, ABL) and managing/monitoring credit exposure for VC/PE backed clients

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our comm



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