Credit Underwriter

4 months ago


Leicester, United Kingdom Cambridge & Counties Bank Full time

**Location: Leicester with hybrid working Salary: £39,000-£50,000pa**

You would also complete annual reviews for those required under Lending Policy and support with the preparation of appropriate MI reports.

If you have experience in underwriting, working knowledge of lending principles and credit analysis for small ticket transactions, then wed love to hear from you

**About you**

For this role you will need the following skills and experience:

- Experience in underwriting and knowledge of the asset finance commercial environment including asset finance flow lending and the SME market.
- Knowledge of lending principles, credit analysis and underwriting methodologies for small ticket transactions.
- The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly.
- Knowledge of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations.
- An understanding of the relevant rules under the financial services acts.

**What we offer**
- 10% employer pension contributions
- 10% Profit Share Bonus scheme
- 30 days holiday plus Bank Holidays
- Sell Holiday scheme
- 50% of time Work from Home Policy as standard and other flexible working options welcomed
- Private Medical Insurance (AXA) including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Free tea, coffee and milk, Christmas and summer parties, a Colleague Forum, a Green Environmental Action Team, numerous opportunities to give back to the community, and more

**Diversity and Inclusion**

Thank you.



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