Underwriter I

**Flexible Work Eligible**: Flexible Work Schedule

**DISCOVER your opportunity**

Angel Risk Management specialises in underwriting products for the small to medium-sized sector on

behalf of AXA XL - the global insurer that combines financial security with a nimble and empowered

approach. The majority of Angel online business is underwritten either via the Angel Underwriting bespoke system from the Angel Chelmsford office or the Angel online quick quote system. A typical Angel broker would usually be a smaller and predominately regionally focused broker, often

independently owned. AXA XL provides property, casualty, professional and specialty products to industrial, commercial and professional businesses, insurers and enterprises through the world.

As an Underwriter I, you will be responsible for delivering a profitable ‘Underwriting’ service to your

clients. Your key tasks include: underwriting business within the agreed business plan and individual authority; supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; maintaining awareness of all claims advised while supporting and providing input on settlement of claims; building and maintaining relationships with brokers and clients; supporting the design and structure of risks; Embed Innovative company culture & actively work with IT and other Angel teams to ensure continuous development of efficient system.

**DISCOVER your opportunity**

**What will your essential responsibilities include?**
- To assist in the underwiring and management of Angels’ Directors and Offices book of business
- Calculating appropriate risk premium
- Proactively, assisting, servicing and following up with clients on insurance
- Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention.
- Controlling timely implementation of new and renewed accounts according to quality standards.
- Managing policy endorsements requests and mid-term adjustments
- Maintaining awareness of all claims advised while supporting and providing input on settlement of claims
- Working collaboratively in a team environment, assisting underwriters, underwiring assistants and management team
- Develop, underwrite, quote and bind FL new and renewal business
- Deal with referrals and complex risks
- Assist the junior members of the team by acting as a referral point for business outside of their authority
- Deal efficiently with brokers queries as they arise
- Assist in preparing weekly and monthly reports
- Reinforce partnerships and relationships with brokers You will report to the Underwriting Manager

**SHARE your talent**

**SHARE your talent**

We’re looking for someone who has these abilities and skills:

- Proven experience of underwriting Financial Lines / Directors and Officers Insurance and a good working knowledge of general insurance and insurance underwriting
- Strong Industry/ product Knowledge and Commercial/Business Acumen.
- Good standard of numeracy and literacy/ Analytical, negotiation and sales/marketing skills
- Excellent written and oral communication skills. Excellent customer service focus is a must.
- Interpersonal Savvy - Demonstrated ability to build and maintain strong insured and broker contacts.
- Ability to develop and understand business processes, strategy and planning
- Affinity with underwriting systems and online broker processing would be advantageous
- Collaborative team player who provides creative solutions and ideas for resolution.
- React to change proactively
- Be able to work effectively in a team environment and exhibit the flexibility necessary in an evolving organization

The following factors are important to enable a successful performance in this position:

- Technical skills particularly with D&O wording
- Analytical decision making
- Self-motivation
- Collaborative team player

**FIND your future**

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a strong and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

At AXA XL we are happy to talk flexible working. We are committed to building a diverse and inclusive workforce and consider flexible ways of working for every role. Talk to us about how we can make flexibility work for you.

**Corporate Responsibility**

At AXA XL our approach to corporate responsibility (CR) is the same as our approach to business; constantly seeking to provide innovative solutions to the w