Ratings Associate

6 months ago

London, United Kingdom Moody's Full time

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

**Description**:
The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews. The Rating Associate are expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.

The Rating Associate role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The Rating Associate role will typically focus primarily on one rating group, with the potential for cross-training in and/or work for other rating groups.

**Responsibilities**:
Portfolio Management & Credit Quality
Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include:

- Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
- Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
- Performing analytical tasks related to portfolio reviews and other credit projects.
- Collaborating with lead analysts in preparing the first draft of rating committee memos.
- Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
- Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
- Attending and participating in rating committee meetings, including to offer analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.

Research, Investor Outreach & Market Interaction
- Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
- Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody’s research standards.
- Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
- Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.

Credit Administration
- Operating applicable ratings and research systems and utilizing software specific to the rating group.

Coaching & Guidance
- Providing guidance in the delegation of work to the data processing team.
- Actively managing workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to determine how to prioritize work.
- Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.

Risk Identification and Escalation
- Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
- Awareness of Moody’s risk management approach.
- Ensure high quality of work free errors.

**Qualifications**:

- Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performance (in the US, minimum GPA of 3.0).
- Some relevant experience (including internships) is preferred.
- Excellent verbal, written communication, and interpersonal skills.
- Proficient in MS Excel, Word, and PowerPoint
- Proactive and able to work effectively in a collaborative team environment.
- Strong organization skills, analytical thinking, and attention to detail.
- Ability to adapt to a changing environment and prioritize tasks accordingly.
- Some understanding of fixed income markets and/or credit knowledge is preferred.

Additional Experience / Qualifications (specific)

AsCFG/FIG/PFG/PIF/SubSOV:

- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience is preferred.

SFG/PFG:

- Python and SQL skills pre

  • Market Research Associate

    4 weeks ago

    London, Greater London, United Kingdom Fitch Ratings Full time

    Job Description:We are seeking a highly skilled Market Research Associate to join our Corporate Ratings team in London. As a key member of the Business Relationship Management (BRM) group, you will play a critical role in driving business development and marketing efforts across the EMEA region.The successful candidate will be responsible for supporting the...

  • Financial Institutions

    2 months ago

    London, United Kingdom Fitch Ratings Full time

    We are currently seeking a credit analyst at Associate Director or Director level to fill an opening in our UK insurance team in our London office. The position involves working with members of the team on all aspects of the rating process, primarily on for the UK Life Insurance portfolio. What We Offer: An excellent opportunity to work in a...

  • Market Research Analyst

    3 weeks ago

    London, Greater London, United Kingdom Fitch Ratings Full time

    Role OverviewWe are seeking a highly motivated Market Research Associate to join our Business Relationship Management team in London. This role is an excellent opportunity for someone who wants to develop their skills and knowledge in market research and analysis.Job DescriptionThe successful candidate will be responsible for supporting the development and...

  • Associate Director, ESG-BRM, London

    1 month ago

    London, United Kingdom Fitch Ratings Full time

    ESG-BRM is currently seeking an Associate Director based out of our London office. This exciting role is based within the Business & Relationship Management (BRM) department reporting to a Senior Director, focusing on ESG business development. The Associate Director position is within the EMEA Corporates BRM Team, which is responsible for the growth...

  • Research Associate

    2 months ago

    London, United Kingdom Fitch Ratings Full time

    Research Associate Group Strategy is currently seeking a Research Associate based out of our London office. The Group Strategy team supports Fitch Group CEO and the leadership team in developing the long-term strategic direction of the company by providing relevant analysis and insights in support of decision-making. The team acts as an internal...

  • Ratings Associate

    7 months ago

    London, United Kingdom Moody's Full time

    Description The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for...

  • Associate Director, Compliance

    2 months ago

    London, United Kingdom Fitch Ratings Full time

    Associate Director - Fixed Term Contract Fitch Ratings is currently seeking an Associate Director based out of our London or Manchester office. Fitch Ratings is actively seeking an experienced professional to represent the Personal Conflicts Monitoring (PCM) team as temporary maternity cover for a permanent employee. The individual will work...

  • Senior Market Research Associate, Business Relationship Management, London

    2 months ago

    London, United Kingdom Fitch Ratings Full time

    Senior Market Research Associate, Business Relationship Management (BRM) Corporates BRM EMEA Corporates is currently seeking a Market Research Associate based out of our London office. The role is based within the Business Relationship Management (BRM) group, which leads business development and marketing efforts for Fitch Rating’s corporate...

  • Rating Associate Professional

    3 weeks ago

    London, Greater London, United Kingdom Moody's Investors Service Full time

    Job Summary:We are looking for a talented and motivated individual to join our team as a Rating Associate. In this role, you will work closely with lead analysts to evaluate credit risk and assign credit ratings. Your responsibilities will include reviewing financial data, analyzing credit inputs, and participating in rating committee discussions.About the...

  • Ratings Associate

    6 months ago

    London, United Kingdom Moody's Full time

    **Responsibilities**: Portfolio Management & Credit Quality Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include: - Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial...

  • Credit Analyst

    6 months ago

    London, United Kingdom Fitch Ratings Full time

    Fitch Ratings’ Funds & Asset Management group is currently seeking an Associate Director or Director based out of our Manchester or London office. Fitch Ratings’ Funds & Asset Management group is a global team responsible for fund ratings analysis, methodology and model development, and publication of research on analytical and regulatory...

  • Ratings Associate- Utilities and Infrastructure

    6 months ago

    London, United Kingdom Moody's Full time

    At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.  If you are excited about this...

  • Rating Associate Specialist

    4 weeks ago

    London, Greater London, United Kingdom Moody's Full time

    Job DescriptionThe Rating Associate role at Moody's is a pivotal position in our team, requiring strong analytical skills and attention to detail. In this role, you will work closely with lead analysts to assign and monitor credit ratings, conduct research, and engage with issuers and market participants.ResponsibilitiesConduct day-to-day credit analysis...

  • Associate Director

    3 months ago

    London, United Kingdom Fitch Ratings Full time

    Fitch Ratings Limited is currently seeking an Associate Director based out of our London office. The Global Revenue Management Team (“GRM”) is responsible for the commercial renewal of Fee Agreements across Fitch’s existing portfolio with a focus on maximizing revenue growth through disciplined and consistent price application, GRM works closely...

  • Associate Director, Account Manager

    5 months ago

    London, United Kingdom Fitch Ratings Full time

    Account Manager (Sales) - Associate Director Level Fitch Solutions is currently seeking an Account Manager based out of our London office. This pivotal sales position involves overseeing the commercial partnerships with key financial entities within the France, Benelux, Ireland area. The role entails some travel obligations. The successful...

  • Credit Ratings Associate

    6 months ago

    London, United Kingdom Mizuho Full time

    We are recruiting for a Credit Ratings Associate/Analyst **Profile Summary** The Corporate Rating Team is an integral part of the Corporate Finance Analysis & Execution (CFAE) team within the European Corporate Finance Division (ECFD). They manage, monitor and control the department’s corporate ratings, ensuring the timely preparation and submission of...

  • (Senior) Market Research Associate, Business Relationship Management Structured Finance, London

    2 months ago

    London, United Kingdom Fitch Ratings Full time

    Fitch Ratings Business Relationship Management (BRM) Structured Finance team is currently seeking a (Senior) Market Research Associate based out of our London office. The role is based within the Business Relationship Management (BRM) group in London, which leads business development and marketing efforts for Fitch Rating’s Structured Finance (SF)...

  • Environmental Sustainability Senior Director

    1 month ago

    London, Greater London, United Kingdom Fitch Ratings Full time

    Fitch Ratings is seeking a seasoned professional to join our ESG-BRM team as an Associate Director.This role is based in London and reports to a Senior Director, focusing on ESG business development within the Business & Relationship Management department.The Associate Director position is within the EMEA Corporates BRM Team, which drives the growth and...

  • Associate Director – Infrastructure Credit Opinion Team

    2 days ago

    London, United Kingdom Fitch Ratings Full time

    Global Infrastructure and Project Finance Group is currently seeking an Associate Director based out of our London office. The Global Infrastructure and Project Finance Group (GIG) covers approximately 650 credits across transportation, power & energy, social, digital and water infrastructure, as well as sports facilities and UK whole business...

  • Associate Director

    3 months ago

    London, United Kingdom Fitch Ratings Full time

    Fitch Global Infrastructure and Project Finance Group is currently seeking an Associate Director or Director based out of our London office. The Global Infrastructure and Project Finance Group (GIG) covers approximately 650 credits across transportation, power & energy, social, digital and water infrastructure, as well as sports facilities and UK whole...