Credit Underwriter

2 months ago

Belfast, United Kingdom Bank of Ireland Full time

**What is the opportunity?**:
This is an exciting opportunity for someone who is a high reaching that loves to deliver excellent service to Customers, whilst supporting the Bank in the risk assessment and approval of good credit quality proposals. This is a great time to join a successful and growing business, and to play your part in working within an established and experienced underwriting team, currently looking to expand its capabilities even further, through new technology and with dynamic and forward thinking colleagues.

Northridge Finance is a 7 day a week business and as such, a level of weekend working is a crucial part of this role.

The team is primarily based in Belfast and work a hybrid model, ideally you will be based in Northern Ireland.

**In this role you will**:

- Assess and approve, reject or reposition proposals submitted by our intermediary partners within your agreed lending discretions. Where appropriate, recommending and supporting exceptions to policy.
- Maintain authoritative knowledge of Northridge Credit Policy and Criteria, ensuring compliance to relevant policy and regulatory requirements.
- Build and maintain strong working relationships with key partners including colleagues in our Sales and Credit Teams.
- Underwrite new business proposals within agreed Service Levels, focussing on Customer Service at all times and providing input into new ways of optimising our service to all partners.

**Essential Qualifications**:
There are no specific qualifications or minimum educational requirements needed for this role.

**What will make you stand out?**:
You'll stand out if you have experience of lending in the motor finance sector as part of a business with high-reaching SLAs.

Previous experience operating a lending directive or discretions in either secured or unsecured lending.

Having a flexible approach to working hours, including working some weekends and additional hours during high levels of volume.

**More about the team**:
**Why work with us?**:
The Bank of Ireland company culture prioritises work-life balance with an opportunity for flexible working, along with 24 days annual leave and excellent pension contributions. Family can mean different things to different people; we offer 6 months paid maternity leave, an innovative fertility and surrogacy policy and working parent supports.

Your wellbeing is important to us; we have an employee assistance program along with other fantastic supports. We also encourage and support staff to pursue educational and professional qualifications to grow and improve your career

**Key Competencies**
- Customer Focused - Self
- Accountable - Self
- Manage Risk - Self
- One Group, one team - Self
- Agile - Self

**Where Agency assistance is required Bank of Ireland Recruitment Team will engage directly with suppliers. Unsolicited CVs / profiles supplied to Bank of Ireland by Recruitment Agencies will not be accepted for this role.

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