Credit Sanctioner
6 days ago
From home working to job sharing, visit the remote and flexible working page on our website to find out more.
This role is based in the United Kingdom and as such all normal working days must be carried out in the United Kingdom.
- Take on a new challenge where you'll be able to make a tangible difference in our function
- You'll undertake various credit stewardship oversight activities as well sanction excesses within a delegated authority level in accordance with current risk appetite, process and procedures
- It's a chance to hone your existing credit knowledge and advance your career in this critical role
- We're offering this role for a period of 14 months
What you'll do:
You'll effectively manage and control operational systems and lending processes within your area of influence, supporting both Premier and Private customers.
You'll make sure there's an appropriate use of credit processes and systems and implementation of credit policy, to effectively support the control of credit risk in a manner capable of responding to the economic environment.
You'll also:
- Process all excess requests within a delegated authority level, routed to Credit Risk for manual underwriting
- Manage your personal workload effectively to make sure agreed SLAs are met
- Make sure we're identifying trends and risk as early as possible so we can take appropriate action
- Provide management with relevant information and escalate concerns regarding management of credit risks where appropriate
The skills you'll need:
You'll demonstrate flexibility and change orientation, as well as the ability to work with limited supervision.
You'll also need:
- A good understanding of risk principles
- Knowledge of credit risk systems and processes
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