Lead Credit Risk Analyst

3 weeks ago


United Kingdom Propel Finance Full time

Propel Finance was established in 1996 to provide flexible and accessible finance to SMEs across the country. Now, more than 20 years on, Propel has grown to become one of the UK’s largest, independent finance houses. We have continued to deliver leading-edge finance solutions through a unique combination of teamwork and technology.

From this continued success we are now looking to recruit a Lead Credit Risk Analyst to allow us to continue our exciting growth plans.

Our aim is to take the service we offer to the next level, to push the boundaries of what’s available, and to create great customer experiences consistent with our values. Does that sound like something you’d like to be part of?

As a Lead Credit Risk Analyst, you will play a pivotal role in overseeing and advancing our credit risk analytics function. You will lead the development, enhancement, and maintenance of a comprehensive suite of Credit Risk Analytics, including portfolio reporting, statistical models and scorecards for application and behavioural credit risk evaluations. You will conduct in-depth portfolio analyses, providing insights and recommendations to senior stakeholders to manage and mitigate credit risk.

Role responsibilities;

  • Guide and mentor a team of credit risk analysts ensuring the effective development and maintenance of credit risk analytics.
  • Support the build, testing, and refinement of acquisition credit scorecards to enhance decision-making processes and automate credit decisions.
  • Present credit risk metrics and insights to senior management
  • Support the credit risk roadmap and framework.
  • You will bring data to life and articulate insight definitions, key trends, and strategy requirements in relation to the credit portfolio

Key skills required;

  • Strong leadership skills with experience managing a credit risk team.
  • Proven track record of building a wide range of statistical models, MI dashboards & scorecard development.
  • Ability to model data and apply statistical frameworks in relation to credit risk mitigation.
  • Highly proficient with SQL, SAS and Python required for data manipulation.
  • Tableau or equivalent data visualisation software for presenting insights is highly desirable

So, why would you want to work here?

We have a great working environment and we’re an ambitious business. We achieve so much because of our people. Everyone in the business, no matter their team or role can shape the outcome, share ideas, make suggestions, and have their voice heard. It’s a truly collaborative place to work.

At Propel, we embrace hybrid working and with modern offices in Newport, London and Manchester, plus a field-based sales team, you’ll never be too far away from colleagues.

This is a remote role, with 1 day in the Newport office every 3 months.

Benefits you can expect:

  • 25 days annual leave + bank holidays
  • Competitive Salary
  • 2 additional days holiday after 5 years’ service
  • Buy additional annual leave (up to 5 additional days)
  • Company Private Medical Insurance (PMI) (opt in)
  • Medicash Payment Plan (Opt in with discounted rates)
  • Subsidised gym membership at £15 a month (Newport only)
  • Half day seasonal shopping
  • Auto enrolment pension – 3% employer contribution subject to eligibility
  • Life Assurance 3 x basic salary
  • Electric Car Scheme
  • Cycle to Work Scheme
  • Employee Assistance Programme available 24/7
  • Company events and reward schemes

We are proud to be a member of Stonewall’s Diversity Champions programme and are committed to improving workplace inclusion.

The Curve Group is Propel’s outsource partner for Recruitment and a "Data Processor". The Curve Group will hold the information you submit but Propel will have access to it. You can find their privacy policy here:



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