Credit Risk Analyst
2 weeks ago
Location: London
Hybrid
Role purpose
The Credit Risk Analyst will work with the Risk team to ensure the Credit Risk function is robust and managed within the key requirements of the business. They will be responsible for assisting the portfolio analysis and producing MI for different management committees as well as IFRS9 process and reporting. They will work closely with the business to establish the requirements and support the planning and delivery of projects, whilst helping to drive through improvements. They will also play a role in carrying out monitoring activity.
About us
Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes, and Wilmslow. We’re one of the fastest growing banks of our kind in the UK and are a subsidiary of Gatehouse Financial Group Limited.
We offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.
Our way of operating is stable, transparent, and shares risk and reward in an equitable way. That’s why we talk about balanced banking.
Key responsibilities:
- Home financing portfolio analysis to identify and control credit risks to the bank.
- Preparing MI & reporting for the Executive Risk Committee and ad hoc MI for committees as requested.
- Building dashboards detailing specific risks across the portfolios and customer segments.
- Supporting the planning and delivery of different projects across the bank.
- Keeping up to date with changes in the expected loss (IFRS9) and other related regulatory landscapes.
- Develop an analytical and reporting framework that supports broader Enterprise-wide activities such as business plan stress testing
Key Skills required:
- Experience of working as a Credit Risk Analyst for consumer portfolios, preferably mortgages.
- Good knowledge of MS Suite and either of Python or Power BI skills required for MI reporting and analysis.
- Excellent communication and presentation skills and ability to convey complex ideas/insights to non-technical members of the team.
- Understanding of SAS coding and MS Fabric.
- IFRS9 methodology and process.
- Different retail product understanding.
- Model understanding and MI automation.
Additional Details:
- We offer highly attractive reward package; the typical benefits include:
- 25 days holiday entitlement increasing with service.
- Pension Plan
- Private Medical Insurance
- Dental Cover
- Income Protection
- Life Assurance
- Employee Referral Bonus
Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.
Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed by using this link
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