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Mortgage Underwriter

3 months ago


Glasgow, United Kingdom Ultimate Banking Ltd Full time

Our client is a solution led, specialist mortgage lender, offering a wide variety of later life mortgage products to the market, focussed on the borrowing needs of those aged 50+. They care passionately about their customers and are seeking a customer-centric, experienced underwriter to join their dedicated team.

As their Underwriter, you will underwrite, review and approve their standard mortgage applications within an agreed mandate level, ensuring mortgages are originated within the business risk appetite and in accordance with policies.

The office is based in central Glasgow, a few minutes’ walk from Queen Street Station and they can offer a hybrid approach to the working week, with 3 days at their head office and the remainder working remotely if you so wish.

Duties of the Underwriter will include:

  • Managing a busy pipeline of applications from submission to completion.
  • Having the ability to make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.
  • Exercising discretion on cases outside of standard lending policy.
  • Obtain and retain a lending mandate.

The successful candidate will possess:

  • Previous manual underwriting experience within secured lending, ideally mortgage but other products will be considered
  • A customer focussed individual and a real team player, someone who can build effective working relations, often remotely
  • Attention to detail and a positive attitude to constantly learning
  • Ability and motivation to commute to Central Glasgow 3 days a week

If you are a detail orientated, manual secured loan underwriter who likes to work in a relatively small team, then please apply now, we look forward to hearing from you.