Director, Debt Finance

Found in: beBee jobs GB - 2 weeks ago


Leeds, Leeds, United Kingdom OakNorth Full time

The mission of a Director is to independently originate high quality new deals, which fit within the OakNorth thesis of supporting high quality entrepreneurs and profitable growing businesses. They are expected to take full end to end ownership, with a strong focus on credit discipline and driving customer delight. Play a key role in embracing / living OakNorth's entrepreneurial attitude.

You will:
Originate, structure, execute transactions that meet the lending requirements of OakNorth
Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market
Work as part of a team on the execution of corporate finance / real estate / property / trading business transactions
Build the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms
Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market
Spread financial accounts and financial modelling
Analyse financial accounts and manage information and prepare credit memorandums
Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
Ensure transaction are documented in accordance with credit approved terms and credit sanctions
Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction
Have an overview of ongoing relationship management and client experience
Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality
Ensure high level of customer experience at all times
Meet team and individual targets set by OakNorth ExCo, CEO and the Board
Structure transactions appropriately, and prove full credit reports to sanctioning authority
Maintain close relationships with customers and reporting to Credit in line with policy, in a timely manner
Act in accordance with OakNorth Bank's values at all times

You have:
A background in front office and risk within SME Commercial Banking or Leveraged Finance
In depth understanding of SMEs or Leveraged Finance banking environments
Excellent communication and customer facing skills
Good understanding of business processes, strategy and credit policies
Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers
Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions
Legal documentation skills
Experience in presenting credit case internally to a credit committee
Strong problem solving ability
Degree in Finance / Commerce or equivalent

Benefits & Perks:
Equity. We want people to have a stake in the business so that all our interests are aligned.
25 days holiday
Personalized benefits – opt-in to what matters to you
Subsidised Private Medical Insurance with Bupa
Enhanced maternity and paternity leave
Wellbeing and social events
In-house Barista Bar in London office
Support causes that matter to you – Volunteering time off
Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)

OakNorth focuses on Financial Services, Machine Learning, Artificial Intelligence, Small and Medium Businesses, and Finance Technology. Their company has offices in London. They have a large team that's between employees.
You can view their website at or find them on LinkedIn.
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