Credit Risk, Corporate Credit
4 weeks ago
Job Title:
Credit Risk, Corporate Credit
Corporate Title: Analyst/Associate
Location:
London
Company Overview:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us
Location Overview:
Our London office is based just a stone's throw from the magnificent St. Paul's Cathedral on bustling King Edward Street. Here you'll find modern workspaces and a state-of-the-art auditorium space. In addition, we're proud to host an onsite restaurant that shares our commitment to sustainability by providing delicious seasonal menus which have been created with the planet in mind. Make sure to take time for yourself and head up to our rooftop terrace and take in the spectacular views across London. Finally, your physical wellness is well-catered for with our onsite gym facilities and medical centre.
The Team:
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes corporate banking and investment banking and Global Markets (GM) includes sales & trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
Role Description:
You will perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio . You will also independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
Responsibilities:
Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
Develop and maintain a deep understanding of the product spectrum and portfolio at client, industry, and macro level in order to assess risk and craft value added solutions balancing risk.
Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Loan Capital Markets, and Legal.
Participate in strategic projects to support business goals.
What we are looking for:
Credit risk experience at a major international financial institution, analysing, assessing companies in assigned region and in different sectors and structuring transactions.
Strong credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
Sound product, documentation and process knowledge across lending, trade finance and derivative products.
Strong organisational skills with ability to prioritise work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
Bank of America
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Job Band:
H6
Shift:
Hours Per Week:
35
Weekly Schedule:
Referral Bonus Amount:
0
-
Financial Data Analyst
1 day ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditCognitive Credit is a leading financial technology company that specializes in developing advanced analytics software for global credit investors.We work closely with the world's largest investment banks, asset managers, and hedge funds to automate as much of a credit analyst's workflow as possible, freeing up institutional investors'...
-
Financial Data Analyst
2 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditCognitive Credit is a leading financial technology company that specializes in developing advanced analytics software for global credit investors.We work closely with the world's largest investment banks, asset managers, and hedge funds to automate as much of a credit analyst's workflow as possible, freeing up institutional investors'...
-
Credit Asset Manager
3 days ago
London, Greater London, United Kingdom Viola Credit Full timeAbout Viola CreditWe are a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices, with a presence in Tel Aviv, London, and New York. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.Our...
-
Senior Credit Risk Specialist
13 hours ago
London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full timeJob Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...
-
Senior Credit Risk Specialist
16 hours ago
London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full timeJob Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...
-
Credit Market Analyst
3 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that specializes in developing advanced analytics software for global credit investors. Our mission is to empower institutional investors by automating their workflow and providing them with actionable insights.Job SummaryWe are seeking a highly skilled Financial Data Analyst to join our...
-
Credit Market Analyst
1 day ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that specializes in developing advanced analytics software for global credit investors. Our mission is to empower institutional investors by automating their workflow and providing them with actionable insights.Job SummaryWe are seeking a highly skilled Financial Data Analyst to join our...
-
Private Credit Lending Manager
3 days ago
London, Greater London, United Kingdom Viola Credit Full timeAbout Viola CreditViola Credit is a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices in Tel Aviv, London, and New York. We currently manage $2.5 billion in assets and have just announced a $600 million first close of a new $1.5 billion alternative lending fund.Our MissionWe provide...
-
Director - Private Credit Specialist
3 days ago
London, Greater London, United Kingdom Viola Credit Full timeAbout Viola CreditWe are a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices, with a presence in Tel Aviv, London, and New York. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.Our...
-
Private Credit Fund Director
3 days ago
London, Greater London, United Kingdom Viola Credit Full timeJob DescriptionAbout UsViola Credit is a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.We provide flexible, tailored credit solutions...
-
Corporate Credit Risk Manager
1 day ago
London, Greater London, United Kingdom People First (Recruitment) Ltd Full timeAbout the RoleWe are seeking a highly skilled Corporate Credit Risk Manager to join our team at People First (Recruitment) Ltd. As a key member of our credit risk management team, you will be responsible for assessing and analyzing corporate credits, providing input on credit ratings, and presenting detailed credit assessments to senior management.Key...
-
Corporate Credit Risk Manager
3 days ago
London, Greater London, United Kingdom People First (Recruitment) Ltd Full timeAbout the RoleWe are seeking a highly skilled Corporate Credit Risk Manager to join our team at People First (Recruitment) Ltd. As a key member of our credit risk management team, you will be responsible for assessing and analyzing corporate credits, providing input on credit ratings, and presenting detailed credit assessments to senior management.Key...
-
Senior Credit Controller
3 days ago
London, Greater London, United Kingdom Portfolio Credit Control Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...
-
Senior Credit Controller
1 day ago
London, Greater London, United Kingdom Portfolio Credit Control Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...
-
Senior Credit Controller
3 days ago
London, Greater London, United Kingdom Portfolio Credit Control Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...
-
Corporate Credit Risk Manager
3 days ago
London, Greater London, United Kingdom Macdonald & Company Full time**Job Summary**Macdonald & Company is seeking a highly skilled Corporate Credit Loan Asset Manager to join our team. As a key member of our asset management team, you will be responsible for managing a book of loans predominantly backed by Non-performing Loan portfolios originated by a major global investment bank.**Key Responsibilities:****Analytical...
-
Global Private Credit Fund Leader
3 days ago
London, Greater London, United Kingdom Viola Credit Full timeAbout Viola CreditWe are a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.We provide flexible, tailored credit solutions to support the...
-
Corporate Credit Risk Analyst
3 weeks ago
London, Greater London, United Kingdom Campion Pickworth Full timeCompany OverviewCampion Pickworth is a distinguished international corporate banking institution, dedicated to providing exceptional financial services.Position OverviewThe role of the Credit Analyst is pivotal in our organization, focusing on the meticulous preparation of credit analysis reports for new lending proposals and annual evaluations. This...
-
London, Greater London, United Kingdom Viola Credit Full timeJob DescriptionAbout UsViola Credit is a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.We provide flexible, tailored credit solutions...
-
Credit Risk Manager
1 day ago
London, Greater London, United Kingdom CV Library Full timeJob SummaryWe are seeking a highly skilled Credit Risk Manager to join our team at CV Library. As a Credit Risk Manager, you will play a crucial role in managing credit risk across our corporate banking division.Key ResponsibilitiesProvide Expert Credit Risk Guidance: Offer advice on all aspects of credit risk management, ensuring that our corporate banking...
