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Associate- Housing, Real Estate
4 months ago
Sunday 10 December 2023
Salary Range
£0 - £0
Agile Working Options
Hybrid Working
Job Description Summary
See below
Job Description:
JOB TITLE:
Associate
- Real Estate & Housing
LOCATION:
London, Manchester, Birmingham
HOURS:
Full Time
WORKING PATTERN:
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About this opportunityWe currently have a phenomenal opportunity for an Associate to join our Real Estate and Housing team.
You'll drive and lead our growth aspirations in a sector which continues to play a key role in the Group's Helping Britain Prosper strategy as we support the recovery from the pandemic and the transition to a low carbon economy.
You'll work alongside our Relationship Director and Associate Director to help lead a portfolio of clients to deepen these relationships as well as originating new and sustainable income and balance sheet opportunities.
The Housing Team is a high profile coverage business within Real Estate and Housing, covering both Social Housing and Housebuilders with market leading positions in both market segments.
Our team was awarded Residential Financier of the Year for 2019 and 2020, and also supported the wider real estate business in being voted Real Estate Capital, Sustainable Financier of the Year, Europe for three years in a row.
Your accountabilities will include:
- Engaging directly with the executive teams of some of the largest housing associations in the country to understand how Lloyds Bank can support them in providing affordable homes to those in greatest need.
- Support the team by preparing written reports for new and existing facilities to assist the Relationship Directors in meeting customer requirements.
- Responding to a wide range of client enquiries, resolving issues to the customers' satisfaction and raising matters as appropriate.
- Proactively monitor and review customer facilities, including economic profitability, reporting on exposures, risk/reward ratios, product utilisation, use of banking services to ensure risk is acceptable and recommending actions as appropriate.
- Undertake a broad range of financial, marketing and industry sector research tasks and provide up to date information on customer relationships to enable the Relationship Director to meet customer requirements and business objectives.
- Collaborate closely with other areas of the Group including Corporate Markets, Scottish Widows, Lex, Global Transactional Banking and Consumer Finance in an effort to access their specialist's skills, acquire and exchange information and identify best methodologies.
From building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions.
What we need from you?
- experience in either Coverage, CB Markets and/or Credit
- Strong numerical / credit analysis skills
- Ability to communicate effectively at all levels and across different audiences
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performancerelated bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 28 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.
With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe.So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.
We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve.
Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
