Credit Analytics Specialist

7 days ago


Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

Hours:


Our hybrid working policy means the ability to work remotely with the expectation that you would work from our Head Office in Skipton 2 days per month as a minimum.


Closing Date:
Sun, 2 Jun 2024

Introduction

We are recruiting for a Credit Analytics Specialist in our Credit Analytics team. If you enjoy adding value to customers by solving problems with your knowledge of financial products and skills in mathematics and technology, then this may be the job for you

Who Are We?

Not just another building society. Not just another job.


We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation.

We don't have shareholders; we're owned by our members.


Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.

Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.


This is an excellent opportunity for someone with knowledge of financial products and skills in data, mathematics and technology to join our Credit Analytics Team which consists of 30 individuals.

The team develops predictive models, analytical solutions and associated reporting to support key decisions across the Society related to the provision of credit.

The team works closely with Finance, Homes Business and Technology teams.


You will be involved in solving a variety of business problems and be given room to use your creative flair to experiment and discover optimal solutions.

Information is documented and explained to a range of audiences, so the ability to describe complex information in a non-technical manner is key.

What's In It For You?

Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.


Our hybrid working policy means the ability to work remotely with the expectation that you would work from our Head Office in Skipton 2 days per month as a minimum.

We have a range of other benefits available to you including;- Annual discretionary bonus scheme- 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days- Holiday trading scheme allowing the ability to buy and sell additional annual leave days- Matching employer pension contribution (up to 10% per annum)- Colleague mortgage (conditions apply)- Salary sacrifice scheme for hybrid & electric car- A commitment to training and development- Private medical insurance for all our colleagues- 3 paid volunteering days per annum- Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups- We care about your health and wellbeing - we provide a range of benefits that support this including cycle to work initiative and discounted gym membership

What Will You Be Doing?

The team uses Agile delivery methods to work together to deliver value.

The activity undertaken within the role will include:

  • Undertake regular monitoring of Credit Analytics models, including the documentation of key trends and performing exploratory analysis to understand areas of potential concern.
  • Take part in regular review activity of Credit Analytics models including forming part of project teams performing periodic model reviews.
  • Perform analysis about residential mortgages to support the understanding of the risk of credit loss for potential and existing mortgage products.
  • Support the team in the production of regular reports related to the estimation of credit loss (for example IRB and IFRS 9 regular reporting).
  • Write narrative required for regulatory and financial reports.
  • Contribute to the business forecasts of mortgage credit loss through the regular forecast process and for specific forecasted scenarios.
  • Making updates to Credit Analytics models and reviewing and addressing model risks.
  • Interpret regulation related to mortgage credit loss and assess whether current models and processes currently meet regulatory requirements.
What Do We Need From You?

We would welcome anyone with experience of using data, mathematics, or technology to solve problems. We are looking for individuals that can work collaboratively across large deliverables.

The role itself may be called (but is not limited to) Data Scientist, Statistician, Predictive Modeller, Machine Learning Developer / Engineer, Data Analyst in other organisations.



  • Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

    Hours:Our hybrid working policy means the ability to work remotely with the expectation that you would work from our Head Office in Skipton 2 days per month as a minimum.Closing Date:Sun, 2 Jun 2024IntroductionWe are recruiting for a Credit Analytics Lead in our Credit Analytics team. If you enjoy adding value to customers by solving problems with your...

  • Arrears Specialist

    7 days ago


    Skipton, North Yorkshire, United Kingdom Pepper Advantage Full time

    Are you a skilled ArrearsSpecialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team inSkipton, North Yorkshire .We are looking for candidates with outstanding customer service skills to deal with the...


  • Skipton, North Yorkshire, United Kingdom Hays Specialist Recruitment Limited Full time

    Technical Analyst Governance Data Catalogue Analytics AWS Cloud Microsoft Azure Risk Management Quality BI**SALARY UP TO £40000DATA GOVERNANCE SPECIALISTHYBRID/REMOTE 1-2 DAYS A WEEK(SKIPTON, NORTH YORKSHIRE)Your new company**A leading finance service set out to help people create a better future by providing a good place for people's savings and helping...

  • Arrears Specialist

    7 days ago


    Skipton, North Yorkshire, United Kingdom Pepper Advantage Full time £33,000

    Job Description Are you a skilled Arrears Specialist looking to rise to a new challenge? Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire . We are looking for candidates with outstanding customer service...


  • Skipton, North Yorkshire, United Kingdom Smart Recruit Online Full time

    Do you have experience in overseeing mortgage servicing processes and client audits? Are you looking for a challenging and varied role?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for a Mortgage Oversight Specialist to join our dynamic and growing team in Skipton, North Yorkshire.Your key...

  • Digital Analytics

    7 days ago


    Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

    Hours:35 Hours - Monday to FridaySalary:£35,247 Per AnnumClosing Date:Fri, 15 Mar 2024We are recruiting a Digital Analytics and Optimisation Specialist to join our Digital Optimisation function within the wider CMO team. You'll produce analysis to help the Society make data-driven decisions in order to benefit our customer experience and commercial outputs....

  • Arrears Specialist

    4 weeks ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Full time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...

  • Arrears Specialist

    3 weeks ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Full time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...

  • Arrears Specialist

    1 week ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Full time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...

  • Arrears Specialist

    4 weeks ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Part time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...

  • Arrears Specialist

    3 weeks ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Part time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...

  • Arrears Specialist

    1 week ago


    Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Part time

    Are you a skilled Arrears Specialist looking to rise to a new challenge?Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire.We are looking for candidates with outstanding customer service skills to deal with the...


  • Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

    Hours:Permanent - Full TimeReward:£50,000 Per AnnumClosing Date:Fri, 20 Jan 2023Not just another building society. Not just another job.We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders, we're owned by our members.Our colleague say Skipton's a great place to...


  • Skipton, North Yorkshire, United Kingdom Pepper Advantage Full time £65,000

    We have a fantastic opportunity for a Commercial Loan Servicing Manager to head up our new Commercial Loan Servicing team in Skipton, North Yorkshire.Pepper Advantage UK is one of the leading specialist loan servicing companies in the UK and we are currently looking for a Commercial Loan Servicing Manager to collaborate with one of Pepper's key Private...


  • Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

    Hours:This role is a full-time position working 35 hours per week with the requirement for someone to be in the office, Skipton North Yorkshire, 1-2 days per week. This role is a Fixed Term Contract for 12 months with a salary of up to £33,587 depending on experience.Salary:£33,587 Per AnnumClosing Date:Fri, 16 Feb 2024IntroductionWe are recruiting for a...


  • Skipton, North Yorkshire, United Kingdom Pepper Advantage Full time

    Job DescriptionWe have a fantastic opportunity for a Commercial Loan Servicing Manager to head up our new Commercial Loan Servicing team in Skipton, North Yorkshire.Pepper Advantage UK is one of the leading specialist loan servicing companies in the UK and we are currently looking for a Commercial Loan Servicing Manager to collaborate with one of Pepper's...


  • Skipton, North Yorkshire, United Kingdom Skipton Building Society Full time

    Hours:Hybrid position. 35 hours per week, Monday - Friday, flexible working considered. Must be able to commit to regular attendance at Head Office in Skipton for induction purposes.Salary:£48,000 Per AnnumClosing Date:Thu, 4 Jul 2024We are recruiting for the latest member of the Asset & Liability Management (ALM) team. Do you have a desire to work in...


  • Skipton, North Yorkshire, United Kingdom Pepper Advantage Full time

    Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for an Interim HR Administrator to join our growing team in Skipton, North Yorkshire.Not sure what skills you will need for this opportunity Simply read the full description below to get a complete picture of candidate requirements.This role is a...


  • Skipton, UK, North Yorkshire, United Kingdom Pepper Advantage Full time

    We have a fantastic opportunity for a Commercial Loan Servicing Manager to head up our new Commercial Loan Servicing team in Skipton, North Yorkshire.Pepper Advantage UK is one of the leading specialist loan servicing companies in the UK and we are currently looking for a Commercial Loan Servicing Manager to collaborate with one of Pepper's key Private...


  • Skipton, North Yorkshire, United Kingdom Interface Recruitment UK Full time

    356 – Application Support Specialists – FS Client – Growing Team Stakeholder pension scheme Bonus Scheme Life Cover 25 days' holiday, plus one day for each year you're with us, up to a maximum of 30 days (pro rata when working on a reduced hour's basis) A range of preferential employee savings & insurance products Paid course fees to study for a...